CLU

Four: HS 311 Fundamentals of Insurance Planning, HS 323 The Tools and Techniques of Life Insurance Planning, HS 330 Fundamentals of Estate Planning, and HS 331 Planning for Business Owners and Professionals. HS 311 became a required course in the revised curriculum, HS 324 was retired, and the former elective fifth course was removed, leaving a four-course path.

Each course can be completed in as few as four weeks, so the full designation can be earned in as few as four months. The schedule is self-paced and fully online, which means your actual timeline depends on how consistently you work through the units and sit for the course assessments.

There is no high-stakes final cumulative exam. Each course has its own exams, quizzes, and knowledge checks delivered inside the online course, alongside short videos and case studies. Quizzes count toward your final grade, so they function as graded work rather than optional self-testing.

You must earn a final course grade of 70% or higher in each course to pass. Because quizzes are factored into that final grade, a weak quiz average can pull down a course result even if your unit exams go well, so treat every graded item as part of the total.

Single courses start at $985 each. Package pricing is promotional: a two-course package is $1,665 (regularly $1,850) and the four-course package is $3,056 (regularly $3,395) through 11/6 with promo code ELEVATEFALL2026. Confirm current pricing with The College before enrolling, since promotional rates expire.

Yes. The programs share courses, so HS 311 and HS 330 already completed in the ChFC® or CFP® Certification Education Programs count toward the revised CLU® requirements, leaving you two courses from the designation. The College packages those two courses together at a reduced rate.

No prerequisite courses are required to begin, and the only admissions requirement is a high school diploma or the equivalent. Note that three years of experience in financial planning or a related profession are required to use the designation, and you must agree to comply with The American College Code of Ethics and Procedures.

Work one course at a time in the order the units are presented, because the lessons build sequentially and the quizzes reinforce material you will need later. Many candidates take HS 311 and HS 323 before HS 330 and HS 331, since insurance fundamentals and product mechanics make the estate and business planning content easier to absorb.

The College's published program page does not state a retake or re-examination policy, including any fee or waiting period. Because this varies by course and enrollment status, confirm the current policy directly with an academic advisor before you enroll so your timeline is not disrupted.

Participation in the annual Professional Recertification Program (PRP) is required to maintain the designation. Each course in this program can be used as 30 College CE credits toward your PRP requirement if you are recertifying designations earned through The College.