HI Property & Casualty
Hawaii Property & Casualty Insurance Licensing Examination
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ExploreAbout this exam
The Hawaii Property and Casualty insurance licensing examination is the state's entry requirement for candidates who want to sell or service property and casualty insurance products in Hawaii. It is intended for new applicants seeking a resident producer license, career changers moving into the insurance industry, and producers from other lines who are adding property and casualty authority. The test measures whether a candidate has the foundational knowledge expected of a licensed producer: core insurance principles and concepts, the basics of property coverage, the basics of casualty coverage, and the Hawaii statutes, rules and regulations that govern insurance activity in the state. Pearson VUE delivers the Hawaii insurance examinations and publishes the official Candidate Handbook and Content Outlines, which are the authoritative sources for the current test structure. Preparation should center on those two downloads, since they define what is tested and how the exam is administered. Candidates can also purchase an online property and casualty insurance practice test from Pearson for $19.95 to check readiness before scheduling. This page is an independent study resource and is not affiliated with Pearson VUE or the State of Hawaii; always confirm scheduling details, identification requirements and exam-day rules with Pearson VUE before your appointment.
What you'll study
About HI Property & Casualty preparation
Who administers the Hawaii property and casualty licensing exam, and how do I schedule?
Pearson VUE delivers Hawaii insurance licensing exams. To schedule, reschedule or cancel an appointment, create an account or log in through the Hawaii insurance program pages on the Pearson VUE site. You can also find a test center, look up test accommodations, or contact customer service from that same page.
How far in advance do I need to book my appointment?
Per Pearson VUE, appointments may be made up to one calendar day prior to the day you wish to test, subject to availability. In practice, seats at convenient times and locations fill quickly, so booking earlier than the minimum gives you more choice of date, time and test center.
Does the exam have a set number of questions or a published passing score?
Pearson VUE's Hawaii insurance page does not list question counts, time limits or a passing score. Those details live in the Candidate Handbook and the Content Outlines PDF, both available in the downloads/resources section. Read the handbook before you schedule so you know the structure and scoring rules that actually apply to your exam.
How much does an official practice test cost?
Pearson offers online life, health, property and casualty insurance practice tests for $19.95. A practice test is useful for finding weak areas before you pay for a real seat, but treat it as a diagnostic rather than a guarantee - review any missed topics in the Content Outlines afterward.
How should I organize my studying?
Start with the Content Outlines so you know exactly which areas are tested, then work through the Candidate Handbook for administrative rules. Study in blocks that match the outline's sections, and revisit the sections you score weakest on. Use the practice test midway through and again near the end to measure whether your review is actually moving your score.
What causes candidates to fail or lose their appointment slot?
The most common avoidable problems are administrative, not academic: an account name that does not match your government-issued ID, incorrect personal information, arriving without required identification, or scheduling too late. Pearson VUE warns that your name and details must be correct because they appear on documentation given to you and to the licensing agency.
Can I take the exam online instead of at a test center?
Pearson VUE publishes OnVUE online testing information and a test center locator for the Hawaii insurance program. Whether online proctoring is available for your specific exam depends on the program rules in effect at the time you schedule, so check the online testing page or ask customer service before you plan around a remote appointment.
May I bring a water bottle into the testing room?
Effective November 2, 2026, candidates may bring one approved water bottle into Pearson and Pearson-authorized test centers. It must be fully transparent, colorless plastic, hold no more than 750 mL (25 oz), contain water only, and have a leak-proof, resealable cap with no metal components. Bottles with labels, sleeves or markings are not allowed in the testing room.
Is there support for English-language learners or candidates needing accommodations?
Yes. Pearson VUE provides an English as a Second Language (ESL) Request Form and a test accommodations process for candidates who need adjustments to standard testing conditions. Both are downloadable or accessible from the Hawaii insurance resources section. Submit requests early, since approval and scheduling lead time is needed before your chosen test date.