Hawaii Surplus Lines

Producers who already hold a Hawaii property and casualty license and want authority to place business with non-admitted insurers. Surplus lines is used when admitted carriers decline a risk, so candidates should be comfortable with commercial property and casualty coverage before adding surplus lines rules.

The exam tests surplus lines rules and the property and casualty knowledge behind placing non-admitted business. The authoritative scope is the Content Outlines PDF that Pearson VUE lists in its resources section for Hawaii Insurance; download it and treat it as your syllabus rather than relying on secondhand summaries.

Use your Pearson VUE web account: create an account, log in, or use the forgot username and password links. Appointments may be made up to one calendar day prior to the day you wish to test, subject to availability. Contact customer service promptly if your name or personal information needs correcting.

Pearson VUE asks candidates to verify that the web account uses the legal name on their government-issued ID and that all personal information is correct. That information appears on documentation provided after the exam and on reports to the licensing agency, so spelling errors can create problems later.

Difficulty depends on your property and casualty background; surplus lines adds eligibility, diligent-effort, and placement rules on top of coverage knowledge. The most common failure mode is studying generic insurance material instead of the official content outline, which leaves gaps in the surplus lines-specific areas that carry real weight.

Start with the Candidate Handbook and Content Outlines from Pearson VUE's resources section, then study surplus lines placement rules before reviewing underlying property and casualty coverage. Finish with practice questions, and revisit any outline area where your accuracy is weakest rather than rereading material you already know.

Pearson offers online life, health, property, and casualty insurance practice tests for $19.95. They are general insurance practice tests rather than a surplus lines-specific product, so use them to check coverage fundamentals and supplement them with the official content outline for surplus lines topics.

Pearson VUE lists test accommodations information and an English as a Second Language (ESL) Request Form among the downloads in its resources section. Review those before scheduling so any request is handled ahead of your appointment date rather than at the test center.

Effective November 2, 2026, candidates may bring one approved water bottle into Pearson and Pearson authorized test centers. It must be fully transparent, colorless plastic, water only, no more than 750 mL (25 oz), with a leak-proof resealable cap with no metal components, and no labels, stickers, sleeves, handwritten markings, electronic components, or accessories.

Pearson VUE's Hawaii Insurance page links to the Candidate Handbook, Content Outlines, the ESL Request Form, the Hawaii Insurance website, and the NAIC website. Use the Hawaii Insurance website for licensing questions and Pearson VUE for exam scheduling; this page is independent study material and is not affiliated with either.