General Awareness and Computer Knowledge for IBPS RRB Clerk
What GA and Computer Knowledge Cover
General Awareness tests banking and economy, current affairs and static awareness; Computer Knowledge tests fundamentals, MS Office, internet and security. In Mains, both are separate sections, and GA questions often link a current event to a banking concept.
Core Rules
- Banking awareness: Know RBI’s tools: repo (RBI lends to banks), reverse repo (RBI borrows), CRR (cash kept with RBI), SLR (liquid assets held by banks). Track UPI, NEFT, RTGS, IMPS, small finance banks and payment banks.
- Current affairs: Focus on the last six months: appointments, schemes, monetary policy statements, awards and sports. Link each item to a static fact.
- Computer fundamentals: Input/output devices, RAM versus ROM, operating systems, file extensions and memory units. In MS Office, know Ctrl shortcuts and basic formulas.
- Security: Phishing, malware, firewall and strong passwords; do not confuse antivirus with firewall.
Worked Example
If RBI raises CRR by 50 basis points, banks must keep more cash with RBI. Their lendable resources fall, so credit growth may slow and liquidity tightens. The reasoning: CRR is a percentage of net demand and time liabilities, not a market rate.
Traps
Swapping repo and reverse repo; treating SLR as cash held with RBI; confusing current and savings accounts; and in computers, mixing RAM (volatile) with ROM (non-volatile) or Ctrl+X (cut) with Ctrl+C (copy).