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IL Real Estate practice questions

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Question 1Agency, Brokerage, and Fiduciary Duties

Under the Illinois Real Estate License Act, which list correctly states the duties a licensee owes to a client?

  1. Loyalty, obedience, disclosure, confidentiality, accounting, appraisal
  2. Loyalty, obedience, disclosure, confidentiality, accounting, care Correct answer.
  3. Loyalty, obedience, advertising, confidentiality, accounting, care
  4. Loyalty, obedience, disclosure, confidentiality, pricing, care

Explanation

The Act enumerates the fiduciary duties owed to a client as loyalty, obedience, disclosure, confidentiality, accounting, and reasonable care and skill. Advertising, pricing, and appraising are activities or services, not fiduciary duties.

Question 2Agency, Brokerage, and Fiduciary Duties

A licensee intends to represent both the buyer and the seller in the same Illinois residential transaction. What is required for this to be permissible?

  1. A verbal agreement that is confirmed in the closing documents
  2. Approval from the local association of REALTORS
  3. A promise that the licensee will not disclose either party's confidential information
  4. Informed written consent from both the buyer and the seller Correct answer.

Explanation

Illinois permits dual agency only when all clients give informed consent in writing. Without that written consent the licensee must decline to represent one of the parties.

Question 3Agency, Brokerage, and Fiduciary Duties

In Illinois, a person who holds a broker license and wishes to actively engage in brokerage must:

  1. be sponsored by a licensed managing broker Correct answer.
  2. maintain a $1 million surety bond
  3. obtain the written consent of the Illinois Real Estate Commission
  4. register with the local board of REALTORS

Explanation

An Illinois broker may perform licensed brokerage activity only while sponsored by a licensed managing broker. Sponsorship ties the licensee to a supervising broker who is accountable for the licensee's activities.

Question 4Agency, Brokerage, and Fiduciary Duties

The amount of commission an Illinois listing broker charges a seller is:

  1. freely negotiable between the broker and the client Correct answer.
  2. fixed by the Illinois Real Estate Commission
  3. set by the local multiple listing service
  4. capped by statute at 6% of the sale price

Explanation

Commission rates are negotiable between the broker and the client, and any agreement among brokers to set rates would be unlawful price fixing. No statute, regulator, or MLS sets the rate.

Question 5Agency, Brokerage, and Fiduciary Duties

In Illinois practice, an unrepresented party in a transaction who is being assisted by a licensee is referred to as:

  1. a customer Correct answer.
  2. a principal
  3. a client
  4. a subagent

Explanation

A consumer who has not entered into a brokerage agreement with the licensee is a customer. The licensee must deal honestly and disclose material facts, but the full fiduciary duties flow only to a client.

Question 6Agency, Brokerage, and Fiduciary Duties

A broker deposits a client's earnest money check into the brokerage's general business account, where it is mixed with the firm's own operating funds. The broker has engaged in:

  1. commingling Correct answer.
  2. hypothecation
  3. escrow
  4. conversion

Explanation

Commingling is the improper mixing of client funds with the broker's own money. Earnest money must be held in a separate escrow or trust account and not placed in an operating account.

Question 7Agency, Brokerage, and Fiduciary Duties

Which activity may an unlicensed assistant lawfully perform for an Illinois brokerage?

  1. Scheduling showing appointments and delivering documents to clients Correct answer.
  2. Soliciting seller listings at a community event
  3. Explaining the terms of a listed property to a prospective buyer
  4. Negotiating the price and terms of a listing

Explanation

Unlicensed assistants may perform clerical and administrative tasks such as scheduling appointments and delivering documents. Negotiating, explaining contract terms, and soliciting listings are licensed activities.

Question 8Agency, Brokerage, and Fiduciary Duties

A licensee's duty of confidentiality to a client under Illinois law:

  1. ends when the brokerage agreement expires
  2. ends when the transaction closes
  3. applies only to information the client marks as confidential
  4. continues after the brokerage relationship ends Correct answer.

Explanation

The Illinois Real Estate License Act provides that the duty of confidentiality survives termination of the brokerage relationship. The licensee may not later reveal the former client's confidential information to the detriment of that client.

Question 9Agency, Brokerage, and Fiduciary Duties

In an Illinois in-house transaction, a sponsoring broker designates one licensee to represent the seller and another licensee to represent the buyer. Which statement is correct?

  1. Both designated licensees are dual agents and must remain neutral
  2. The designated licensees are not dual agents, though the sponsoring broker is Correct answer.
  3. The sponsoring broker is not a dual agent because only the designated licensees owe duties
  4. Designated agency is permitted only if one licensee represents both parties

Explanation

Illinois recognizes designated agency: each designated licensee represents one party and is not a dual agent, while the sponsoring broker is treated as a dual agent because the firm represents both sides. Each designated licensee can advocate for its own client.

Question 10Agency, Brokerage, and Fiduciary Duties

Under Illinois law, which provision must appear in a written brokerage agreement?

  1. An automatic renewal clause
  2. A liquidated damages clause
  3. A statement that the broker sets the commission rate
  4. A definite termination date or expiration Correct answer.

Explanation

A brokerage agreement must be in writing and must state a definite termination date. Automatic renewal without the client's consent is not permitted, and commission terms are negotiated rather than dictated.

Question 11Agency, Brokerage, and Fiduciary Duties

A buyer's agent notices from public records and the listing history that the seller is highly motivated and will likely accept less than the asking price. Acting under the duty of loyalty, the agent should:

  1. withhold the observation to keep the negotiation cordial
  2. disclose the observation to the buyer and press for a lower price Correct answer.
  3. share the observation with the seller's agent as a professional courtesy
  4. say nothing and let the buyer offer the full asking price

Explanation

Loyalty obligates the agent to advance the client's interest and to share information that helps the client. Passing useful information to the opposing side, or withholding it from the client, would breach that duty.

Question 12Agency, Brokerage, and Fiduciary Duties

A seller's agent learns that the basement of the listed home has repeatedly taken on water, although the seller's property disclosure report does not mention it. The agent should:

  1. quietly reduce the list price without telling anyone
  2. tell the buyer's agent only if the buyer specifically asks
  3. urge the seller to amend the disclosure and disclose the condition Correct answer.
  4. say nothing because property condition is solely the seller's responsibility

Explanation

Illinois licensees owe a duty of honesty and disclosure of known material facts about the property to all parties. Concealing a known water problem would be a misrepresentation, so the seller must be urged to correct the disclosure.

Question 13Agency, Brokerage, and Fiduciary Duties

A seller instructs her listing agent, in writing, not to advertise the property on any website. The agent should:

  1. advertise anyway because internet marketing is a core brokerage service
  2. terminate the listing without further discussion
  3. follow the instruction because it is a lawful direction from the client Correct answer.
  4. advertise only on the brokerage's own website as a compromise

Explanation

The duty of obedience requires the licensee to follow the client's lawful instructions, even when the licensee disagrees with the marketing strategy. The client controls lawful decisions about the property.

Question 14Agency, Brokerage, and Fiduciary Duties

A licensee advertises a listing as containing 2,400 square feet based solely on what the seller told her, although public records show about 1,900 square feet. The licensee:

  1. must delete all size references from advertising and never mention square footage
  2. should verify the square footage from reliable sources before advertising it Correct answer.
  3. is protected because the seller supplied the figure
  4. may keep the figure if no buyer objects after viewing

Explanation

The duty of reasonable care and skill requires the licensee to exercise diligence and verify material information rather than repeat unverified claims. Advertising a size figure the licensee has not checked risks misrepresentation.

Question 15Agency, Brokerage, and Fiduciary Duties

A property manager collects rents and security deposits on behalf of an owner. Under the duty of accounting, the manager must:

  1. maintain records and account for the funds promptly and accurately Correct answer.
  2. deposit the security deposits with the owner's lender
  3. apply the deposits to the manager's fee if the owner pays late
  4. hold the funds in the brokerage's operating account until year-end

Explanation

Accounting requires the licensee to safeguard client funds, keep accurate records, and render an accounting on request. Funds must be kept separately and may not be applied to the licensee's own charges.

Question 16Agency, Brokerage, and Fiduciary Duties

A buyer's broker will receive a bonus from the seller's broker if the transaction closes by a specified date. The buyer's broker must:

  1. keep the arrangement confidential so the buyer is not influenced
  2. donate the bonus to a charity chosen by the brokerage
  3. refuse the bonus because buyer brokers may be paid only by their buyers
  4. disclose the bonus to the buyer and obtain the buyer's consent Correct answer.

Explanation

Illinois allows a buyer's broker to be compensated by the seller or the listing broker, but the licensee must disclose the source and amount of that compensation to the client and obtain consent. Undisclosed compensation creates a conflict of interest.

Question 17Agency, Brokerage, and Fiduciary Duties

A licensee who represents the seller shows a listing to a prospective buyer and discusses the property with her. Which statement best describes the licensee's relationship with that buyer?

  1. The buyer becomes a subagent of the listing broker
  2. The buyer is a customer unless a written buyer brokerage agreement is signed Correct answer.
  3. The buyer automatically becomes the licensee's client once the property is shown
  4. The buyer becomes a dual client as soon as an offer is written

Explanation

In Illinois an agency relationship with a buyer is created by a written brokerage agreement, not by showing property or answering questions. Until such an agreement exists, the buyer is a customer to whom the licensee owes honesty and fair dealing.

Question 18Agency, Brokerage, and Fiduciary Duties

A broker first introduced a buyer to a property, but the buyer later purchased it through a different broker who negotiated the final terms. Under the procuring cause doctrine, the original broker's claim to compensation:

  1. is automatic because Illinois law pays any broker who shows a property
  2. depends on whether the original broker's efforts were the procuring cause of the sale Correct answer.
  3. is guaranteed because the original broker made the first introduction
  4. belongs to whichever broker the buyer names in the purchase contract

Explanation

Procuring cause asks which broker's efforts set in motion the chain of events that produced the sale, not simply who arrived first. A bare introduction, without more, generally does not establish entitlement to a commission.

Question 19Agency, Brokerage, and Fiduciary Duties

A licensee wants to pay a $500 referral fee to an unlicensed friend who introduced her to a buyer client. Under Illinois law, this payment is:

  1. prohibited because the friend is not licensed Correct answer.
  2. permitted if the managing broker approves it in writing
  3. permitted if the amount is under $1,000
  4. permitted if the friend signs a receipt

Explanation

Illinois prohibits paying a commission or referral fee to an unlicensed person for activity that requires a license, such as procuring a client. Doing so can subject the licensee to discipline.

Question 20Agency, Brokerage, and Fiduciary Duties

Under Illinois law, responsibility for supervising the brokerage activities of sponsored licensees rests with:

  1. the client, who chooses which licensee to work with
  2. the Illinois Department of Financial and Professional Regulation alone
  3. each licensee individually, because brokers are independent contractors
  4. the sponsoring managing broker Correct answer.

Explanation

A managing broker supervises the licensees the firm sponsors and is accountable for their brokerage activities. The state regulator enforces the Act but does not supervise individual transactions day to day.

Question 21Agency, Brokerage, and Fiduciary Duties

A licensee who holds an exclusive listing wants to buy the listed property for herself. Under Illinois law and fiduciary principles, she must:

  1. have another licensee sign the contract on the seller's behalf
  2. reduce her commission by the amount of any expected profit
  3. disclose her intent in writing and obtain the seller's informed consent before contracting Correct answer.
  4. wait until the listing expires so that the conflict disappears

Explanation

Self-dealing requires full written disclosure of the licensee's interest and the client's informed consent so the client can deal at arm's length. Undisclosed dealing with the client's property is a breach of loyalty and a licensing violation.

Question 22Agency, Brokerage, and Fiduciary Duties

In Illinois, the required written agency disclosure must be given to a consumer:

  1. only if the consumer specifically asks for it
  2. only at the closing table
  3. within 30 days after the first showing
  4. before the consumer enters into a brokerage agreement, with written acknowledgment Correct answer.

Explanation

Before a consumer signs a brokerage agreement, the licensee must disclose in writing the type of agency relationship and how compensation is earned, and the consumer acknowledges receipt. Disclosure is not optional or deferred to closing.

Question 23Agency, Brokerage, and Fiduciary Duties

Both the buyer and the seller of an Illinois property claim the earnest money that the listing broker is holding. The broker should:

  1. continue to hold the funds until the parties agree or a court directs distribution Correct answer.
  2. return the money to the buyer because the buyer deposited it
  3. apply the funds to the broker's commission and refund any balance
  4. release the money to the seller once the closing date passes

Explanation

When entitlement to escrowed funds is disputed, the broker must not choose sides; the broker holds the money until the parties agree or a court orders distribution, and may seek interpleader. Disbursing unilaterally exposes the broker to liability.

Question 24Agency, Brokerage, and Fiduciary Duties

A licensee is acting as a dual agent with proper written consent from both parties. Which action is consistent with that role?

  1. Conveying all offers and counteroffers accurately and without advocacy Correct answer.
  2. Preparing a comparative market analysis only for the seller
  3. Advising the buyer to offer below asking while telling the seller to hold firm
  4. Telling the seller the buyer's maximum approved loan amount

Explanation

A dual agent may not disclose one client's confidential information or advocate for one side over the other. Its role is to convey information and documents neutrally to both clients.

Question 25Agency, Brokerage, and Fiduciary Duties

A seller terminates a listing agreement before its expiration date. After termination, the licensee must:

  1. disclose the seller's motivation to prospective buyers who call
  2. retain the seller's transaction files indefinitely without returning copies
  3. account for all funds and documents and keep the seller's confidences Correct answer.
  4. continue marketing the property until the original listing period ends

Explanation

Termination ends the marketing authority but not every duty. The licensee must return or account for client funds and documents and must continue to protect confidential information learned during the representation.

Question 26Agency, Brokerage, and Fiduciary Duties

A listing agent holds a written offer from Buyer A at $310,000. Buyer B, who has not yet written an offer, asks the agent whether other offers exist and what they say. The agent should:

  1. Ask the seller what may be disclosed; otherwise keep price and terms confidential. Correct answer.
  2. Refuse to respond at all, because acknowledging an offer would breach confidentiality.
  3. Tell Buyer B only that an offer has been received, since an offer's existence is never confidential.
  4. Reveal the offer price so Buyer B can decide whether to compete.

Explanation

The duty of loyalty and confidentiality protects the seller's bargaining position, including the amount and terms of offers received. The agent must follow the seller's lawful instructions about what may be shared and, without authorization, must not reveal the price or terms. A blanket refusal to respond is unnecessary, since the seller may authorize disclosure of some or all of the information.

Question 27Real Property Characteristics, Ownership, and Interests

Which of the following is a physical characteristic of land?

  1. It has area preference
  2. It is scarce
  3. It is immobile Correct answer.
  4. It is subject to improvements

Explanation

Land's physical characteristics are immobility, indestructibility (permanence), and nonhomogeneity (uniqueness). Scarcity, area preference (situs), improvements, and permanence of investment are economic characteristics that arise from human demand and use.

Question 28Real Property Characteristics, Ownership, and Interests

A homeowner bolts a built-in dishwasher to the kitchen cabinetry and connects it to the plumbing. On a sale of the house, the dishwasher is best classified as:

  1. a trade fixture
  2. a fixture and part of the real property Correct answer.
  3. personal property because it can be unbolted
  4. an emblement

Explanation

An item becomes a fixture when it is annexed to the realty, adapted to the use of the property, and intended to remain permanently. A built-in appliance plumbed into the structure meets those tests and passes with the real property when the house is sold.

Question 29Real Property Characteristics, Ownership, and Interests

A bakery tenant installs a large commercial oven and integrates it into the leased space to operate the business. The oven is best described as:

  1. a removable trade fixture Correct answer.
  2. a lien on the realty
  3. an appurtenance to the landlord's fee
  4. a fixture that passes with the building

Explanation

Property a commercial tenant attaches to leased premises for business purposes is a trade fixture. Trade fixtures remain the tenant's personal property and may be removed before the lease ends, provided the tenant repairs any damage caused by removal.

Question 30Real Property Characteristics, Ownership, and Interests

A tenant farmer plants corn, and the lease ends before the crop is harvested. The unharvested corn is:

  1. an appurtenance to the leased land
  2. the tenant's personal property Correct answer.
  3. a fixture attached to the soil
  4. real property that passes to the landlord at harvest

Explanation

Growing annual crops produced by a tenant's labor are emblements, which the law treats as the tenant's personal property. The tenant may re-enter to harvest them even after the tenancy ends.

Question 31Real Property Characteristics, Ownership, and Interests

An easement appurtenant is characterized by:

  1. revocability at the servient owner's will
  2. a dominant and a servient tenement Correct answer.
  3. automatic termination when the dominant owner dies
  4. a personal right held by an individual

Explanation

An easement appurtenant benefits one parcel (the dominant tenement) and burdens another (the servient tenement), and it runs with both parcels when they are transferred. Because it attaches to the land rather than to a person, it is not personal to a particular owner.

Question 32Real Property Characteristics, Ownership, and Interests

An owner gives a neighbor written permission to hunt on the owner's land for one season, and the permission can be withdrawn at any time. This creates:

  1. an easement in gross
  2. a profit a prendre
  3. a prescriptive easement
  4. a license Correct answer.

Explanation

A license is permission to enter land for a stated purpose; it is revocable and creates no interest in real property. Writing and a stated term do not convert mere permission into an easement.

Question 33Real Property Characteristics, Ownership, and Interests

Two unrelated investors take title as tenants in common, with one contributing 70 percent of the price. Which statement is correct?

  1. Unequal shares and no survivorship Correct answer.
  2. Severable only by court order
  3. Equal shares required by law
  4. Survivorship rights for each co-tenant

Explanation

Tenants in common may hold unequal fractional interests and have no right of survivorship, so a deceased owner's share passes to that owner's heirs or devisees. Only unity of possession is required for this form of co-ownership.

Question 34Real Property Characteristics, Ownership, and Interests

Which unity must be present for a tenancy in common to exist?

  1. Time
  2. Possession Correct answer.
  3. Interest
  4. Title

Explanation

Every co-tenant, including a tenant in common, has the right to possess the whole property, so unity of possession is required. Joint tenancy adds the unities of time, title, and interest.

Question 35Real Property Characteristics, Ownership, and Interests

One of three joint tenants conveys her interest to a stranger. The result is:

  1. no severance unless all three join
  2. a tenancy in common in equal shares
  3. a continuing joint tenancy among all three
  4. a tenancy in common as to that share Correct answer.

Explanation

A joint tenant's conveyance of her interest severs the joint tenancy as to that share, and the grantee holds as a tenant in common with the remaining owners. The other two owners keep their joint tenancy with each other if their unities remain intact.

Question 36Real Property Characteristics, Ownership, and Interests

In Illinois, a tenancy by the entirety can be created only between:

  1. a married couple Correct answer.
  2. a trustee and a beneficiary
  3. business partners
  4. any two persons taking at the same time

Explanation

Tenancy by the entirety is a form of co-ownership reserved for spouses and rests on the unity of person of husband and wife. Neither spouse may convey an interest that defeats the other's right of survivorship without the other's joinder.

Question 37Real Property Characteristics, Ownership, and Interests

In a condominium, the buyer receives fee title to the unit and:

  1. a proprietary lease for the unit
  2. an undivided interest in the common elements Correct answer.
  3. shares of stock in the corporation that owns the building
  4. a life estate in the common areas

Explanation

Condominium ownership combines a separate fee estate in the unit with tenancy-in-common ownership of the common elements. The unit owner automatically becomes a member of the owners' association.

Question 38Real Property Characteristics, Ownership, and Interests

In a housing cooperative, the resident's interest is best described as:

  1. a fee simple deed to the apartment
  2. a recorded easement in the building
  3. a joint tenancy with other shareholders
  4. shares plus a proprietary lease Correct answer.

Explanation

A cooperative corporation owns the building, and each resident owns personal property consisting of shares of stock plus a proprietary lease granting occupancy of a unit. Because the interest is personal property, transfer usually requires board approval.

Question 39Real Property Characteristics, Ownership, and Interests

A parcel is landlocked after being split from a larger tract, with no access to a public road. The owner's best claim is:

  1. a license from the state
  2. a prescriptive easement after one year
  3. a profit a prendre
  4. an easement by necessity Correct answer.

Explanation

When a division of land leaves a parcel without access, the law implies an easement by necessity over the grantor's remaining land. The easement lasts only as long as the necessity exists.

Question 40Real Property Characteristics, Ownership, and Interests

Under Illinois law, an easement by prescription generally requires continuous, open, adverse use for at least:

  1. 7 years
  2. 20 years Correct answer.
  3. 10 years
  4. 5 years

Explanation

Illinois applies a 20-year period to the acquisition of prescriptive easements, consistent with its adverse possession statute. The use must be open, notorious, exclusive, continuous, and adverse, meaning without the owner's permission.

Question 41Real Property Characteristics, Ownership, and Interests

A recorded mortgage against a parcel is best described as:

  1. an estate in land
  2. a freehold interest
  3. a profit a prendre
  4. an encumbrance on title Correct answer.

Explanation

A mortgage is a lien, an encumbrance that affects title and must be cleared before a buyer can receive marketable title. It does not transfer an estate in the land to the lender.

Question 42Real Property Characteristics, Ownership, and Interests

An owner conveys "to Ana for life, then to Ben." Ben holds:

  1. a leasehold estate
  2. a reversion
  3. a remainder Correct answer.
  4. a life estate pur autre vie

Explanation

Ben's future interest is a remainder because it is created in a grantee and will become possessory when Ana's life estate ends. The grantor keeps nothing because the entire estate was given away.

Question 43Real Property Characteristics, Ownership, and Interests

A deed conveys land "to the school district so long as it is used for a school." The district holds:

  1. fee simple subject to condition subsequent
  2. fee simple absolute
  3. fee simple determinable Correct answer.
  4. life estate

Explanation

Words of duration such as "so long as" create a fee simple determinable, which ends automatically and returns the land to the grantor through a possibility of reverter. A condition subsequent, by contrast, uses words such as "but if" and requires the grantor to re-enter.

Question 44Real Property Characteristics, Ownership, and Interests

An owner of land bordering a non-navigable stream in Illinois may:

  1. divert the entire flow for irrigation
  2. use the water only under a state permit
  3. make reasonable use, sharing with other riparians Correct answer.
  4. sell the water regardless of the harm to neighbors

Explanation

Illinois follows the riparian doctrine for surface waters: owners bordering the water may make reasonable use of it, provided other riparians are not unreasonably harmed. Domestic uses generally have priority over other uses.

Question 45Real Property Characteristics, Ownership, and Interests

An owner conveys all oil and gas beneath the land while keeping the surface. The mineral interest is:

  1. a revocable license
  2. a fixture annexed to the land and passing with it
  3. a separate estate in real property Correct answer.
  4. an easement in gross

Explanation

Mineral rights may be severed from the surface and held in fee as a separate estate in real property. The mineral owner typically also holds an implied right to use so much of the surface as is reasonably necessary for extraction.

Question 46Real Property Characteristics, Ownership, and Interests

A commercial tenant who fails to remove a trade fixture before the lease expires generally:

  1. acquires a lien for its value
  2. loses the right to remove it Correct answer.
  3. retains a 90-day period to remove it
  4. may remove it during the next tenant's term

Explanation

The tenant's right to remove trade fixtures ends with the lease term, and fixtures left behind become the landlord's property. The tenant is also liable for damage caused by any removal while the right still exists.

Question 47Real Property Characteristics, Ownership, and Interests

In a planned unit development, an individual owner typically holds:

  1. the lot in fee, with common areas held by an association Correct answer.
  2. a tenancy in common with every other owner in the project
  3. shares of stock and a proprietary lease
  4. a life estate in the common areas

Explanation

PUD owners take fee title to their individual lots and share the development's common areas and amenities through a mandatory owners' association. That association enforces covenants and collects assessments.

Question 48Real Property Characteristics, Ownership, and Interests

In Illinois, the common-law right of dower has been:

  1. replaced by tenancy by the entirety
  2. retained in full force
  3. limited to commercial property
  4. abolished Correct answer.

Explanation

Illinois abolished dower and curtesy and instead protects a surviving spouse through the homestead estate, the spousal award, and an intestate share. A surviving spouse may also claim an elective share against a will.

Question 49Real Property Characteristics, Ownership, and Interests

Under an Illinois land trust, the beneficiary's interest is:

  1. a legal life estate
  2. an undivided interest in the realty
  3. a recorded lien on the trust property
  4. personal property Correct answer.

Explanation

In an Illinois land trust the trustee holds both record and legal title, while the beneficiary holds a personal property interest in the trust. The beneficiary may direct the trustee and may assign the beneficial interest without recording the trust agreement.

Question 50Real Property Characteristics, Ownership, and Interests

A river suddenly changes course during a flood, abandoning its old bed. Under the doctrine of avulsion, the property boundary:

  1. remains at the old channel Correct answer.
  2. is set by reliction
  3. is fixed by accretion
  4. moves with the relocated channel

Explanation

Avulsion is a sudden, perceptible shift of water that leaves the boundary where it was, so title does not follow the new channel. Gradual changes, such as accretion and reliction, do shift boundaries.