IC-38 Insurance Agent Exam - Health

The Insurance Institute of India publishes the IC 38 study material, model question bank, training-completion-certificate download and the Grace Passing Marks – IC-38 Examination page. Registration and payment run through the Insurance Agents Examination Portal, with separate flows for individual agents, corporate agents, insurance marketing firms, web aggregators, brokers and authorised verifiers.

The Institute's notices describe the IC-38 examinations as online examinations, and the site also lists a separate 'TAB based exams fee revision for Insurance Agents'. The source does not state the number of questions, the duration or the mode in more granular detail, so check your own admit card and the current examination schedule rather than relying on second-hand claims.

The Institute maintains a page titled 'Grace Passing Marks - IC -38 Examination', but the source text does not disclose the actual passing score. Treat any specific percentage you see quoted online as unverified and confirm the current requirement through the portal or the Institute's own published material before you sit the paper.

The Institute has published a notice that professional examination fees were revised with effect from 1st April 2026, and a separate entry for a TAB based exams fee revision for insurance agents. The source does not state the amount itself, so check the current fee schedule on the portal before paying. Also note 5% GST applies to e-books from 20.03.2026.

Two revisions are announced: revised study course materials introduced from the June 2026 online examination, and new and revised study course materials from September 2026. If your session falls on or after those dates, the revised material applies. Buy or download the IC 38 Study Material of Insurance Agent edition that matches your examination session, not an older copy.

The portal provides a 'Download TCC- Insurance Agent' option. TCC means Training Completion Certificate - evidence that the mandatory pre-licence training is complete. The source does not state the training hours for individual agents, so confirm the requirement for your channel on the portal. Keep the TCC and your examination passing certificate downloadable and saved.

Start with the channel-specific IC 38 study material, since it defines the syllabus scope. Then work through the Model Question Bank to test recall and spot weak topics. Finish by revisiting the sections you got wrong rather than re-reading from page one. The Institute also publishes an FAQ – Study Course page that is worth reading for material-related queries.

Three recur: studying from an outdated edition after a course-material revision, skipping the model question bank and therefore meeting unfamiliar question phrasing for the first time in the real exam, and leaving registration, training and TCC download to the last days before the session closes. Build the administrative steps into your timetable, not just the reading.

The Institute operates an exemption process; its site carries an 'Exemption' entry under Examinations and notes that the exemption application link for the December 2026 session will be available from 1st December 2026. Eligibility conditions are not stated in the source, so read the regulations and apply within the window rather than assuming you qualify.

Use the Insurance Agents Examination Portal. The site lists 'Download Examination Passing Certificate' alongside the TCC download for agents, and the same pair appears for corporate agents, insurance marketing firms, web aggregators and brokers. Log in with your existing profile rather than creating a duplicate, since duplicate records can be deleted.