IIBF AML/KYC
IIBF KYC, AML & CFT Programme (training programme, not a certification examination)
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ExploreAbout this exam
The Indian Institute of Banking & Finance (IIBF) runs KYC, AML & CFT as a short professional development training programme rather than a formal certification examination. Its purpose is to build practical compliance capability in bank and financial-sector staff who onboard customers, monitor transactions, or handle reporting obligations. IIBF's calendar shows the theme delivered in several formats: a two-day virtual programme on "Know Your Customer (KYC), Anti Money Laundering (AML) & Combating Financing of Terrorism (CFT)" scheduled 9–10 December 2026; a three half-day virtual programme on KYC, AML & CFT with an overview of the DPDP Act from 25 to 27 November 2026; and a three-day online programme on Fraud Risk Management, KYC & AML-CFT Compliance run by PDC Delhi from 16 to 18 December 2026. Related offerings include a one-day online workshop on next-generation compliance, and a Lucknow-centre programme on staying ahead of cyber frauds through KYC/AML/CFT compliance on 10–11 December 2026. Content centres on the three pillars: customer due diligence and identification, detecting and reporting suspected money laundering, and countering terrorist financing, increasingly framed around digital channels and data protection. Because these are training events, no published question count, duration, passing mark, fee or retake rule exists; check the individual programme notice. Preparation means studying the three domains evenly, learning definitions and reporting triggers precisely, and practising scenario-based reasoning about suspicious activity.
What you'll study
About IIBF AML/KYC preparation
Is IIBF KYC, AML & CFT a certification examination?
No. The IIBF website lists it as a training programme, delivered virtually or online across two or three days, sometimes as half-day sessions. There is no published exam structure, question count, duration or passing score. Treat it as a learning and professional development event rather than a scored certification.
When are the KYC, AML & CFT programmes scheduled?
IIBF notices list a virtual KYC, AML & CFT programme from 9 to 10 December 2026; a three half-day virtual programme covering KYC, AML & CFT plus an overview of the DPDP Act from 25 to 27 November 2026; and an online Fraud Risk Management, KYC & AML-CFT Compliance programme from 16 to 18 December 2026 by PDC Delhi.
How do I register, and what does it cost?
IIBF directs candidates to log in to their profiles on the IIBF portal and apply through the relevant programme or examination link. The website does not publish a fee for these KYC, AML & CFT programmes, so confirm charges and the last date to apply in the specific programme notice or invitation before registering.
What topics should I revise first?
Start with KYC: customer identification, customer due diligence tiers, periodic updation, and beneficial ownership. Then AML: placement, layering and integration, suspicious transaction and cash transaction reporting, and record keeping. Finish with CFT: terrorist financing typologies, sanctions screening and targeted financial sanctions, since the three domains carry equal weight in the programme theme.
How difficult is the material?
The concepts are accessible to branch and operations staff, but the detail is demanding: precise definitions, thresholds, reporting timelines and escalation duties are easy to blur. Difficulty comes from applying rules to messy scenarios, not from mathematics. Candidates who memorise definitions without practising case-based reasoning typically struggle most.
Can I retake it if I miss a session?
IIBF runs these programmes repeatedly through its Professional Development Centres, so a missed batch can usually be replaced by a later scheduled programme. The website states no retake, refund or repeat-session policy for these training programmes, so ask the organising centre directly rather than assuming a free repeat.
Is there a passing score or certificate validity period?
No passing score or validity period is published for the KYC, AML & CFT training programmes. IIBF has separately announced revised passing criteria and course validity for its SPEL-Climate Risk & Sustainable Finance (Foundation) examination, but that notice does not apply here. Do not carry those figures across.
What are the common failure modes in AML/KYC learning?
Learners most often confuse suspicious transaction reporting with cash transaction reporting, treat customer due diligence as a one-time onboarding step instead of ongoing monitoring, and overlook beneficial ownership for corporate customers. Others underweight terrorist financing screening because it feels remote. Build a checklist that separates identification, monitoring and reporting duties.
Does the Aadhaar issue affect my IIBF registration?
IIBF has advised that Aadhaar-based authentication services are currently unavailable because of a technical issue at the UIDAI end, temporarily affecting new user registrations and Aadhaar-based KYC on the IIBF portal. Candidates are asked to retry once UIDAI restores the service. Plan registration early so this does not block your programme application.