III IC-24

No. IC-38 is the insurance agent pre-recruitment examination, delivered through the IRDAI examinations section with its own study material and model question bank. IC-24 belongs to the professional examination stream, which leads to Licentiate, Associateship and Fellowship awards. Check the professional examination syllabus list on the institute site to confirm where your subject sits.

Use the institute's syllabus section for professional examinations and check the study material addendum page, which records changes to course content. This matters right now: revised study course materials were introduced from the June 2026 online examination and further new and revised materials from September 2026. Confirm the edition that matches your session before you start studying.

Professional examination fees were revised with effect from 1 April 2026, so any fee figure you saw in older forum posts or coaching notes is likely out of date. The current amount is published on the institute's fee structure page under professional examinations. Payment is made through the examination application route, so read the fee page and the apply-for-examination page together before paying.

The institute operates an exemptions process for professional examinations, with a dedicated exemption page and application link. For the December 2026 session, the exemption application link becomes available from 1 December 2026. Exemptions are decided against specified criteria, so read the regulations before assuming a prior qualification qualifies you.

Take the foundational subjects first, because later papers assume their vocabulary and regulatory context. Build a written schedule that assigns fixed weekly slots per subject rather than studying whichever paper feels urgent. Finish each subject with timed practice, and revisit the weakest topic in the final week instead of rereading everything, which feels productive but changes little.

Three recur: studying from an outdated edition of the course material, memorising definitions without being able to apply them to a scenario, and never practising under time pressure. A fourth is skipping the regulations content as dull, then losing easy marks on questions that simply test what a provision requires. Confirm your material edition first, then drill application and timing.

The institute publishes model question banks for some subjects, such as the IC-38 materials for agents, corporate agents, insurance marketing firms and web aggregators, and maintains a question paper query route under examinations. Availability differs by subject, so check the professional examination section rather than assuming a model bank exists for IC-24.

Start with the help manuals and FAQs on the institute site, which cover registration, photo and signature upload, and payment. The site also lists contact details for the institute and for the College of Insurance. For subject-specific queries, use the question paper query route listed under examinations before escalating.