IRDAI Surveyor Engineering (S-05)
IRDAI Surveyor Pre-Licensing Examination (S-05)
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ExploreAbout this exam
The IRDAI Surveyor Pre-Licensing Examination, conducted by the Insurance Institute of India (III), is a mandatory pre-licensing assessment for individuals seeking to become licensed insurance surveyors and loss assessors in India. The regulatory framework is the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015, framed under sections 42D, 64UM and 114A of the Insurance Act, 1938, as amended by the Insurance Laws (Amendment) Act, 2015, and section 26 of the IRDAI Act, 1999. The exam is intended for trainee surveyors who have completed the required training and wish to obtain a licence to practice. It covers four domains: (1) Insurance Surveyors and Loss Assessors Regulations and Regulatory Framework, (2) Principles of Insurance and Loss Assessment Practice, (3) Fire and Property Loss Assessment, and (4) Motor and Miscellaneous Loss Assessment. The examination is multiple-choice. IRDAI publishes lists of eligible trainees ahead of each exam cycle; for December 2026, notices dated 05.10.2026, 09.10.2026, 15.10.2026 and 23.10.2026 list eligible candidates in successive tranches. Preparation should focus on the 2015 Regulations, core insurance principles, and practical loss assessment for fire, property, motor and miscellaneous claims. Candidates should monitor the IRDAI website for examination notices and the III for exam schedules and results. The Indian Institute of Insurance Surveyors & Loss Assessors is a related professional body.
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About IRDAI Surveyor Engineering (S-05) preparation
What is the format of the IRDAI Surveyor Pre-Licensing Examination?
The examination is multiple-choice. The official IRDAI source does not specify the number of questions, duration, or passing score. Candidates should refer to the examination notice issued by the Insurance Institute of India (III) for the December 2026 cycle for these details.
Who is eligible to take the exam?
Candidates must be eligible trainees who have completed the required training. IRDAI publishes lists of eligible trainees in tranches. For December 2026, notices dated 05.10.2026, 09.10.2026, 15.10.2026 and 23.10.2026 list eligible candidates. Check the IRDAI website for your name in these lists.
What is the passing score and exam duration?
The official IRDAI source does not state the passing score or duration. These details are typically provided in the examination notice from the Insurance Institute of India. Candidates should consult the latest notice for the December 2026 examination.
How many times can I retake the exam?
The IRDAI source does not specify a retake policy. Candidates should refer to the Insurance Institute of India's examination rules or the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015 for any restrictions on attempts.
What topics does the exam cover?
The exam covers four domains: Insurance Surveyors and Loss Assessors Regulations and Regulatory Framework; Principles of Insurance and Loss Assessment Practice; Fire and Property Loss Assessment; and Motor and Miscellaneous Loss Assessment. Each domain carries equal weight in the syllabus.
How should I prepare for the exam?
Start with the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015, as it forms the regulatory basis. Then study core insurance principles and loss assessment practices, followed by specific areas: fire, property, motor, and miscellaneous claims. Use official IRDAI materials and standard textbooks.
What are common failure modes?
Candidates often neglect the regulatory framework or underestimate the depth of loss assessment topics. Since the exam is multiple-choice with four equally weighted domains, skipping any domain can reduce your score. Focus on understanding the 2015 Regulations and practical claim scenarios.
Where can I find the exam notice and eligibility lists?
Visit the IRDAI website (irdai.gov.in) and look under 'Examination Notice' or 'What's New'. Notices for the December 2026 III Surveyor Pre-Licensing Examinations are dated 05.10.2026, 09.10.2026, 15.10.2026 and 23.10.2026. The Insurance Institute of India also publishes exam-related information.
Is there an official fee or validity period for the licence?
The IRDAI source does not mention exam fees or licence validity. These details are governed by the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015. Candidates should refer to the Regulations or contact IRDAI for clarification.