Vehicle Safety, Documents and Insurance Requirements
Before you move
Walk around the vehicle and check tyres for tread and damage, lights and indicators, mirrors, wipers, washers, brake fluid and engine oil, and that the horn works. Tyres need legal tread well above the 1.6 mm minimum and no cuts or bulges. Inside, check that seat belts are present and serviceable, the seat and head restraint are adjusted and the doors are shut.
Documents you must be able to produce
- A valid driver's licence of the correct class for the vehicle you are driving.
- The vehicle registration document.
- A valid certificate of fitness from the Island Traffic Authority, showing the vehicle has passed inspection.
- At least third-party insurance covering injury to other people and damage to their property.
Police can ask to see these documents. Learner drivers must hold the appropriate learner's permit, display the required plates and be accompanied by a qualified licensed driver.
Load, passengers and condition
Do not overload beyond the manufacturer's or licence limits. Secure loads so nothing falls onto the road. Passengers must not ride in a way that blocks the driver's view, and everyone must use a seat belt where one is fitted; young children need a proper child restraint. Motorcyclists must wear a helmet.
Worked example
A police officer stops you and asks for your documents. You have your licence and insurance but your certificate of fitness expired last month. The insurance and licence do not cover that gap: the vehicle is not legally fit for the road, and you should not continue driving it until it has been inspected and passed.
Traps that cost marks
- Assuming comprehensive insurance replaces the certificate of fitness.
- Driving a class of vehicle your licence does not cover.
- Treating seat belts as optional for rear passengers.
- Letting an expired inspection slip because the car feels fine.