Certified Insurance Fraud Investigator

At least 100 points in total, with a minimum of 30 points from SIU investigative experience. SIU time earns 10 points per full year, so the SIU floor generally means three or more years in a qualifying role. Education, other investigative experience, speaking and writing, and certifications fill the rest. Applications are accepted year-round.

A bachelor's degree is 20 points; a master's, Ph.D., or J.D. is 10 points each. Law enforcement investigative experience, insurance investigation experience, and defense counsel investigative experience each earn 5 points per year. Qualifying SIU roles include insurer or self-insured SIU staff, NICB or Insurance Crime Prevention Bureau special agents, and full-time state fraud bureau investigators.

Both are available. Online testing lets you schedule when and where you want, but requires a computer with a camera and microphone because a proctor administers it remotely. In-person sittings are proctored by a CIFI-certified proctor and happen at chapter events or the Annual Conference. On the application, select "Online" if you want remote delivery.

The fee is $250 for IASIU members and $450 for nonmembers. If you qualify for membership, your membership application and payment must be received and approved before you submit the CIFI application to get the lower member rate. The source does not publish a separate retake fee, so confirm any retake cost with the IASIU office.

IASIU states this is a test of knowledge and experience rather than a course of study. Listed development materials are Law of Claims Fraud Investigation and Defense (American Educational Institute) and in-person prep courses at the Annual Seminar and select chapter events. Build your application points first, then use the prep course and the text to refresh fraud-law and investigation fundamentals.

Falling short on the SIU category. You can hold a strong total and still fail the 30-point SIU minimum, so count full years of qualifying SIU work carefully before applying. Also note that nonmember applicants who join after applying pay $450 rather than $250, so membership approval must come first.

Recertification is required every three years. You must maintain IASIU's Code of Ethics and earn 60 CEUs over that period, with at least 10 credits per year including a one-credit ethics course. CEUs must relate to insurance fraud investigation, and proof of completion must be kept and submitted to IASIU on request.

Submit CEUs through the IASIU website. When logged in, open the menu next to your name, choose "Account + Settings," then "Professional Development" to view records and use "Add Entry" to log credits. After logging credits, complete the CIFI recertification form and submit payment to finish renewal.

Yes, if an IASIU chapter sponsors it. The chapter must contact the IASIU office for approval at least 90 days before the test date. Organizers holding an event with in-person exams also submit the In-Person CIFI Test form so paper exams are sent. The other in-person option is the Annual Conference.