NJ Notary study materials
NJ Notary study resources

The Signer Who Cannot Speak English

NJ Notary · Put your knowledge to work in context.

All case studies

The Signer Who Cannot Speak English

A notary, Priya, is asked to notarize a power of attorney at a bank branch. The signer, Mrs. Alvarez, speaks only Spanish. Her adult son, who is fluent in both languages, offers to interpret. Priya speaks no Spanish. The son explains the document's purpose to his mother and tells Priya she has agreed to sign. Priya's state notary manual permits a notary to communicate through an interpreter but requires that the notary be able to swear in the signer and confirm voluntariness. Mrs. Alvarez signs in Priya's presence, and Priya completes a jurat. As Priya is sealing the document, the son mentions that his mother 'doesn't really understand the numbers part, but it's fine.'

1. Did Priya satisfy the requirements for a valid jurat? Analyze the elements of a jurat and whether the interpreter arrangement undermines them here.

Read the worked answer

A jurat requires the signer to personally appear, sign in the notary's presence, and swear or affirm under oath that the contents are true, with the notary administering the oath and confirming the signer's identity and voluntariness. Priya has appearance and presence, but the oath is the weak link: she cannot personally administer an oath in a language the signer understands, and she is relying entirely on the son's representations. Using an interpreter is permissible in many states, but the notary must still ensure the oath is actually administered and understood - ideally by swearing in the interpreter to translate faithfully and by directing the oath through the interpreter to the signer. The son's closing remark ('doesn't really understand the numbers part') is a red flag that the signer may not have understood what she was affirming, which undercuts the core purpose of a jurat: a knowing, voluntary oath.

2. What should Priya have done before and during the act, and what should she do now that the document is sealed?

Read the worked answer

Before the act, Priya should have: (1) confirmed her state permits interpreter-assisted notarization; (2) sworn in the interpreter to translate accurately and completely; (3) directed her questions and the oath to Mrs. Alvarez, not the son, watching the signer for comprehension and voluntariness; and (4) paused if anything suggested misunderstanding. She should have avoided relying on a family member with a personal interest in the transaction if an independent interpreter was reasonably available. Now that the seal is applied, she should not simply ignore the red flag. If she has reason to believe the signer did not understand or did not freely swear, she should not pretend the act was valid - she should decline to complete/issue the certificate if possible, document her concerns, and tell the parties the document needs to be redone with a qualified interpreter. She must not alter the completed certificate to conceal the problem; she may note the circumstances accurately.