WMCP

It is three 100% online, self-paced courses: WMCP 360, WMCP 361, and WMCP 362. Lessons are organized in sequential units supported by short videos, knowledge checks, quizzes, and case studies, with a built-in generative AI study tool called SPARK. Each course has its own final course exam, which is proctored. There is no single high-stakes cumulative exam across the program.

The program is designed to be completed in as few as three months, and the learning experience lasts 12 months or less. You are given 14 weeks to complete all WMCP® course requirements, but you may work at your own pace and finish faster - for example, completing coursework in eight weeks and then scheduling and sitting your exams afterward.

The three-course package is $2,995, described by The American College as a $380 savings versus buying the courses individually. Single courses are $1,125 each, so a candidate who enrolls one course at a time pays $3,375 across the full program. Tuition and any promotional discounts should be confirmed with the College at the time you enroll.

There are no prerequisite courses required to begin the program other than a high school diploma or equivalent. However, at least one year of experience in financial planning or a related profession is required in order to use the WMCP® designation. Candidates who are new to the field can therefore study now but should plan on meeting the experience requirement before using the marks.

The American College's public program pages do not publish a passing score for the WMCP® final course exams, and no cumulative pass standard is described because there is no cumulative exam. Candidates should confirm the current passing standard and exam logistics directly with the College's admissions or academic advising team before scheduling.

The published program materials do not state a retake policy, the number of attempts allowed, or any waiting period between attempts. Because this varies by program and can change, confirm the current policy in writing with the College's admissions or student services team before you enroll, so you can plan your study timeline around it.

Take them in numeric order. WMCP 360 introduces the goal-based, life-cycle framework and the planning process; WMCP 361 explains modern investment theory and the instruments used to build efficient portfolios, which assumes that theoretical foundation; WMCP 362 then applies both to taxes, estate and charitable planning, and complex client situations. Following the sequence keeps each course building on the last.

The College describes the curriculum as advanced, with deep behavioral finance theory and an emphasis on applying skills rather than memorizing products. Each course requires you to analyze instrument types, construct efficient household portfolios, and integrate tax and estate strategies. The workload is manageable for a working advisor because it is self-paced and modular, but the proctored finals reward genuine comprehension.

No. The College positions the WMCP® as a foundational designation focused on wealth management that aligns with CFP® certification coursework and objectives, while the CFP® certification is broader and more widely recognized in financial planning. Many advisors use the WMCP® to deepen investment and wealth management expertise, then pursue CFP® or specialist credentials such as the RICP® or TPCP®.

You must agree to comply with The American College Code of Ethics and Procedures, and participation in the annual Professional Recertification Program is required to maintain the designation. If you are recertifying designations earned through the College, each course in this program can be used as 30 College CE credits toward your PRP requirement.