BIA Non-Life Insurance Diploma case studies
BIA Non-Life Insurance Diploma · Put your knowledge to work in context.
The BIA Non-Life Insurance Diploma is a professional qualification for people building a career in general (non-life) insurance - typically underwriters, claims handlers, brokers, account managers and operations staff who want a structured, exam-tested grounding in the sector rather than isolated on-the-job learning. It suits newcomers consolidating early experience as well as experienced practitioners moving between lines of business or into supervisory roles. The BIA Non-Life Insurance Diploma case studies are 5 cases and about 2,592 words.
1The Collapsed Retaining Wall and the Late Notification
A commercial combined policy covers a small hotel under a 'property damage' section that insures 'buildings and contents against accidental physical loss or damage' and excludes 'loss caused by faulty or defective workmanship, but this exclusion does not apply to resultant damage to other property'. The hotel's rear retaining wall, built in 2019 by a contractor, collapsed after heavy rain in March, damaging a garden terrace and two parked guest cars.
530 words, about 3 min2The Unreported Employee Injury and the Liability Notification
A food-processing company holds a public and products liability policy with a limit of £2 million and a claims-made extension for employee injury claims. In January a maintenance worker suffered a back injury while lifting a heavy pump.
571 words, about 3 min3The Underinsured Factory and the Average Clause
A manufacturer insures its factory for £4 million on a reinstatement basis. A fire destroys the main production hall.
484 words, about 2 min4The Fleet Telematics Dispute and the Undisclosed Driver
A courier company insures a fleet of 40 vans under a motor fleet policy. The proposal declared that all drivers were over 25 and held full licences, and the premium was discounted because the fleet used telematics.
545 words, about 3 min5The Reserve Adequacy Review and Solvency Position
A non-life insurer writes predominantly commercial property and liability business. At year-end its gross outstanding claims reserve is £120 million, of which £45 million relates to liability claims with an average settlement delay of six years.
462 words, about 2 min