FSMA Kredietbemiddeling study plan
FSMA Kredietbemiddeling · Give each week a clear focus.
8 weeks · About 6 hours per week
Regulatory framework for credit intermediaries (FSMA registration and supervision) & Consumer credit products and types of credit agreements
Map the FSMA registration and supervision architecture for credit intermediaries, listing the register, the conditions for registration, and the supervision instruments in your own outline
Distinguish the roles of credit intermediary, credit provider and tied agent, and explain which party bears which obligation
Define the core consumer credit categories and match each to its legal characterization
Build a personal glossary of at least 40 regulatory and product terms with one-line definitions
Your checkpoint
A one-page regulatory map plus a 40-term glossary, self-checked against your course material
Consumer credit products and types of credit agreements & Regulatory framework for credit intermediaries (FSMA registration and supervision)
Compare the main credit agreement types on duration, cost structure and repayment mechanics
Explain the total cost of credit and the annual percentage rate of charge, and compute both for two worked examples
Identify which agreements fall inside and outside the consumer credit regime
Trace the pre-contractual and contractual information duties attached to each agreement type
Your checkpoint
Two fully worked cost-of-credit calculations with a written explanation of each component
Consumer credit products and types of credit agreements & Information, advice and conduct-of-business obligations towards consumers
Analyze early repayment, credit transfer and refinancing scenarios and state the consumer's rights in each
Explain the consequences of default, termination and debt restructuring for both parties
Draft the standard pre-contractual information set a consumer must receive before signing
Connect each product feature to the conduct-of-business duty it triggers
Your checkpoint
A product-to-duty matrix covering at least eight agreement types and their information obligations
Information, advice and conduct-of-business obligations towards consumers & Regulatory framework for credit intermediaries (FSMA registration and supervision)
Apply the advice and suitability standards to three realistic client profiles and justify each recommendation
Distinguish advisory from non-advisory service and list what must be documented in each case
Explain conflicts of interest, remuneration disclosure and inducement rules in practical terms
Draft a compliant client fact-find and needs-assessment template
Your checkpoint
Three written suitability assessments with documented reasoning for each recommendation
Information, advice and conduct-of-business obligations towards consumers & Advertising, commercial communication and warning signs of fraud in credit offers
Classify credit advertising against the requirement that it be fair, clear and not misleading
Identify mandatory warnings and cost disclosures that must appear in commercial communications
Rewrite three misleading credit advertisements into compliant versions
Explain how advertising rules differ across channels such as print, online and social media
Your checkpoint
A before-and-after portfolio of three rewritten advertisements with a compliance rationale for each change
Advertising, commercial communication and warning signs of fraud in credit offers & Information, advice and conduct-of-business obligations towards consumers
Catalogue the warning signs of fraudulent or unlicensed credit offers and rank them by risk
Design a consumer-facing checklist for spotting dubious credit offers and explain each item
Describe the reporting and escalation path when an intermediary encounters a suspicious offer
Link advertising breaches to the supervisory and sanctioning consequences
Your checkpoint
A one-page fraud-warning checklist plus a short escalation flowchart
Regulatory framework for credit intermediaries (FSMA registration and supervision) & Consumer credit products and types of credit agreements & Information, advice and conduct-of-business obligations towards consumers & Advertising, commercial communication and warning signs of fraud in credit offers
Synthesize all four domains into a single integrated summary sheet
Answer 100 mixed practice questions under timed conditions and log every error with its cause
Re-teach your two weakest sub-topics aloud or in writing without notes
Close every gap flagged in your error log
Your checkpoint
An error log with at least 30 entries, each paired with the corrected rule and a re-test result
Regulatory framework for credit intermediaries (FSMA registration and supervision) & Consumer credit products and types of credit agreements & Information, advice and conduct-of-business obligations towards consumers & Advertising, commercial communication and warning signs of fraud in credit offers
Complete two full mock exams within the official time limit and score them
Review every incorrect answer and confirm the underlying rule is now mastered
Recite the key registration conditions, cost formulas and advertising warnings from memory
Finalize a one-page pre-exam reference sheet you can review in the last hour
Your checkpoint
Two scored mock exams with a final one-page reference sheet
Milestones
Week 2: Score at least 70% on a 30-question quiz covering registration and credit product types, with no unresolved glossary gaps
Week 4: Produce three suitability assessments that a peer reviewer judges complete and defensible against the conduct-of-business standards
Week 6: Score at least 75% on a 40-question mixed quiz across all four domains, with advertising and fraud items at 80% or higher
Week 8: Score at least 80% on both timed mock exams and confirm every error-log item is resolved