BIBF Financial Advice Programme study plan

Map the Banking & Finance syllabus into a one-page topic checklist and rank each topic by your current confidence

Define the core banking functions and explain how retail, corporate, and private banking differ in clients, products, and risk exposure

Summarise how a bank's balance sheet works, distinguishing assets, liabilities, capital, and liquidity buffers

Explain the purpose and mechanics of key prudential ratios such as capital adequacy and liquidity coverage in plain language

Compare the main lending products and identify the credit risk factors an adviser must assess for each

Distinguish between the roles of a bank, a stockbroker, and an independent financial adviser in a client's financial life

Explain how interest rates and central bank policy transmit into client mortgage, savings, and investment decisions

Solve 20 practice questions on banking and finance and log every error with the reason it was wrong

Map the Insurance syllabus into a checklist and rank topics by confidence

Distinguish the main life and health product types and state the client need each addresses

Explain the principles of insurable interest, utmost good faith, indemnity, and proximate cause with one client example each

Describe the underwriting and claims process from proposal to payout

Compare term, whole-of-life, endowment, and unit-linked policies on cost, cash value, and suitability

Explain the role of disclosure, exclusions, and cooling-off periods in protecting clients

Calculate a simple protection-needs gap using income replacement and outstanding liabilities

Complete 25 practice questions on insurance and rewrite every missed concept in your own words

Map the Islamic Finance syllabus into a checklist and rank topics by confidence

Explain the prohibitions on riba, gharar, and maysir and how each shapes product design

Distinguish murabaha, mudarabah, musharakah, ijarah, and sukuk by structure, risk sharing, and typical use

Contrast a conventional mortgage or savings product with its Shariah-compliant equivalent

Explain the role of Shariah supervisory boards and how Shariah compliance is monitored in practice

Describe takaful and how it differs from conventional insurance in risk pooling and surplus distribution

Define digital transformation in financial services and identify the main technologies driving it, including mobile channels, APIs, and data analytics

Explain how automation and robo-advice change the adviser's role and where human judgement remains essential

Explain the main data protection, know-your-customer, and anti-money-laundering obligations an adviser must meet online and offline

Assess the risks and benefits of digital onboarding, e-signature, and remote advice for client outcomes

Evaluate how cybersecurity incidents and data breaches affect client trust and adviser liability

Identify where algorithmic or AI-driven advice creates suitability and explainability problems

Sit two full-length timed mock exams under exam conditions and record scores by domain

Re-teach the five weakest topics across all four domains in your own words without notes

Consolidate cross-domain links, such as how digital tools support compliance in banking, insurance, and Islamic finance

Build a final two-day revision sheet limited to facts you have repeatedly missed