CIFP RRC Exam study plan

Map the retirement planning domain's weighting and subtopics into a one-page outline

Compare registered retirement savings vehicles by contribution limits, deduction rules, and withdrawal treatment

Calculate the after-tax value of a retirement account contribution under two marginal tax rate assumptions

Build a glossary of 20 core retirement planning terms with plain-language definitions

Explain how defined benefit and defined contribution plans differ in risk allocation and payout structure

Compute a retirement income need using a replacement-ratio approach and an inflation-adjusted spending approach

Identify the tax treatment of pension income, annuity payments, and lump-sum rollovers

Draft a comparison table of retirement plan types with sponsor and participant obligations

Outline the taxation domain's major categories and assign a study weight to each

Distinguish marginal from average tax rates and compute both for a sample income profile

Trace the tax treatment of capital gains, dividends, and interest across account types

Build a decision tree for choosing between deduction, credit, and deferral strategies

Apply the rules for registered account contributions, overcontributions, and withdrawals

Calculate tax owed on a scenario involving employment income, investment income, and a deduction

Explain how income splitting and attribution rules affect household tax outcomes

Summarize the tax consequences of death on registered and non-registered assets

Assemble a net worth statement and cash flow statement from a supplied client fact pattern

Calculate emergency fund, savings rate, and debt service ratios and interpret each result

Draft a goal-based savings plan with time horizons and required annual contributions

Identify behavioral biases that distort savings and spending decisions and propose countermeasures

Build an investment policy statement linking risk tolerance to asset allocation for a sample client

Compare life insurance types by cost structure, cash value, and suitability

Explain disability and critical illness coverage triggers and benefit calculations

Match insurance products to specific client needs using a needs-analysis framework

Draft a will structure identifying beneficiaries, executor duties, and guardian provisions

Compare intestacy outcomes with a valid will for the same family scenario

Explain trust types by purpose, control, and tax treatment

Calculate probate exposure and propose strategies to reduce it

Complete a timed 60-question mixed-domain practice set and log every error by domain

Re-teach the three weakest subtopics from memory without notes

Build a one-page formula and rule sheet covering all four domains

Write a final-week review schedule weighted to the two lowest-scoring domains