CA Workers Comp Specialist study plan
CA Workers Comp Specialist · Give each week a clear focus.
8 weeks · About 7 hours per week
California Workers' Compensation Claims Handling
Map the California claims-handling timeline from injury report through the 30-day investigation window and first benefit payment, writing each statutory deadline on a one-page flowchart
Define the employer's and adjuster's reporting duties, including when a claim form must be provided and when the claim must be accepted or denied
Distinguish compensable injury, specific injury, cumulative trauma, and occupational disease, and classify ten short fact patterns into the correct category
Build a personal glossary of 25 core claims-handling terms with a one-sentence original definition for each
Your checkpoint
A one-page claims timeline flowchart plus a 10-item fact-pattern classification worksheet with written answers
California Workers' Compensation Claims Handling & Workers' Compensation Benefits
Trace the interaction between the claims administrator's investigation duties and the start of temporary disability payments, noting the trigger dates
Explain the notice obligations owed to the injured worker at acceptance, delay, and denial, and draft a sample plain-language notice paragraph
Identify the five basic benefit categories (medical, temporary disability, permanent disability, vocational/supplemental, death) and state who qualifies for each
Compare the three claim outcomes (accepted, delayed, denied) and list the adjuster action required for each within the first 90 days
Your checkpoint
A comparison table of accepted, delayed, and denied claims with required actions and deadlines for each column
Workers' Compensation Benefits
Calculate temporary disability rates from a sample average weekly wage, applying the statutory percentage and minimum and maximum caps
Determine when temporary disability begins, how it is paid, and the rules governing the 104-week and five-year limits
Sequence the steps for resolving a dispute over temporary disability entitlement, from objection through the dispute-resolution forum
Analyze three scenarios where modified or alternative work affects benefit continuation and write the correct outcome for each
Your checkpoint
A worked calculation set of five temporary disability problems showing wage base, rate, caps applied, and total owed
Workers' Compensation Benefits & Medical-Legal Process and Medical Bill Review
Describe the treating-physician framework, including how the primary treating physician is designated and changed
Explain the medical provider network concept and how an injured worker enters and moves within it
Outline the utilization review and independent medical review processes, including timelines for each decision stage
Connect medical treatment decisions to their effect on disability status and benefit continuation
Your checkpoint
A process map of the medical treatment dispute path from treating physician request through utilization review and independent medical review
Medical-Legal Process and Medical Bill Review
Differentiate the types of medical-legal evaluations and identify which disputes each type resolves
Draft a request for a medical-legal evaluation that states the disputed issues and the specific questions to be answered
Interpret a sample medical-legal report to extract work restrictions, apportionment statements, and permanent and stationary status
Explain the rules on qualified and agreed medical evaluators, including panel selection and replacement
Your checkpoint
A written medical-legal evaluation request letter with five dispute-specific questions plus a one-page summary of a sample report
Medical-Legal Process and Medical Bill Review & Fee Schedules, Billing Codes, and Permanent Disability
Apply the official medical fee schedule structure to a set of sample bills, checking code selection, modifiers, and allowed amounts
Identify common billing errors and the correct grounds for adjusting or denying payment on a submitted bill
Sequence the bill review workflow from receipt through payment, objection, and second review
Calculate an example permanent disability rating using a given impairment number, age, and occupation adjustment
Your checkpoint
A bill review exercise scoring eight sample bills as paid, adjusted, or denied with a written justification for each
Fee Schedules, Billing Codes, and Permanent Disability
Explain how permanent disability percentages are converted into monetary awards and how weekly payment rates are set
Describe the role of apportionment in reducing a permanent disability award and apply it to two worked examples
Distinguish the supplemental job displacement benefit from other return-to-work benefits and state eligibility triggers
Analyze how a prior award or prior injury affects a new permanent disability rating in a sample case
Your checkpoint
Two fully worked permanent disability rating and award calculations, each with apportionment applied and the payment rate shown
California Workers' Compensation Claims Handling & Workers' Compensation Benefits & Medical-Legal Process and Medical Bill Review & Fee Schedules, Billing Codes, and Permanent Disability
Synthesize all four domains by working through three integrated case files from injury report to final award
Audit your earlier deliverables for errors and correct any miscalculated rates, deadlines, or ratings
Complete a timed 60-question mixed-domain practice set and categorize every miss by domain
Build a one-page quick-reference sheet of the deadlines, formulas, and thresholds you missed most often
Your checkpoint
Three completed integrated case summaries plus a scored practice set with a written error analysis by domain
Milestones
Week 2: Can recite the claims timeline deadlines and correctly classify 9 of 10 fact patterns without notes
Week 4: Scores at least 80 percent on a self-made 20-question quiz covering claims handling, benefits, and the treatment dispute path
Week 6: Correctly rates and reviews at least 7 of 8 sample bills and completes one permanent disability calculation with no arithmetic errors
Week 8: Scores at least 75 percent on the timed 60-question mixed set and has a written plan for each missed domain