CTP(CD) Canadian Exam study plan

Map the full Banking domain outline and label each subtopic as strong, weak, or unknown before studying

Explain how Canadian payments systems (ACSS, Lynx, and cheque clearing) differ in settlement timing and finality

Trace a corporate deposit, hold, and available-balance cycle from transaction capture to ledger posting

Define core banking products (operating accounts, sweep accounts, term deposits) and match each to a typical treasury use case

Compare wire, EFT, cheque, and card rails on cost, speed, reversibility, and fraud exposure

Identify the main banking-relationship risks (counterparty concentration, service disruption, fee creep) and propose one control for each

Calculate the effective cost of holding compensating balances versus paying explicit fees on a simple worked example

Draft bank-account documentation requirements for a corporate signatory change

Distinguish transaction, translation, and economic exposure and give one Canadian-dollar example of each

Explain how forward, swap, and option contracts are used to hedge a known foreign-currency payable

Compute the hedged versus unhedged outcome of a EUR 500,000 receivable under two exchange-rate scenarios

Describe how a natural hedge via matching currency inflows and outflows reduces net exposure

Outline the documentation and approval trail a corporate needs before executing an FX hedge

Summarize cross-border payment mechanics and the information a beneficiary bank needs for straight-through processing

Identify the top sources of FX settlement risk and state one mitigation for each

Build a simple exposure register listing currency, amount, timing, and chosen hedge instrument

Explain how interest-rate and FX risks interact when a company borrows in a foreign currency

Classify liquidity, market, credit, operational, and fraud risks as they appear in a corporate treasury function

Compute basic liquidity ratios and a short-horizon cash gap from a provided set of numbers you construct

Design a segregation-of-duties matrix for payment initiation, approval, and reconciliation

Draft escalation triggers that would move a risk from monitoring to active response

Explain how a bank relationship, a payment rail failure, and a fraud attempt each map to a control

Build a 13-week rolling cash forecast template with clearly labeled inflow and outflow categories

Explain the cash conversion cycle and compute it from inventory, receivable, and payable days

Compare concentration versus distribution banking structures on control, cost, and visibility

Describe how short-term investment policy constraints (liquidity, credit quality, maturity limits) shape idle-cash placement

Outline working-capital levers a treasurer can pull to close a forecasted cash shortfall

Map the treasury technology stack from ERP through TMS to bank connectivity and identify the data each layer owns

Explain how host-to-host, SWIFT for corporates, and API connectivity differ in setup effort and control

List the controls that make straight-through processing auditable, including exception handling and audit trails

Describe a realistic TMS selection or implementation sequence from requirements to go-live

Identify the reconciliation steps that catch a failed automated payment before it becomes a loss

Re-rate every subtopic across all five domains and isolate the remaining weak areas

Answer a timed set of mixed practice questions and log the reasoning error behind each miss

Re-derive the three calculations you were slowest on: FX hedge outcome, cash conversion cycle, and a liquidity ratio

Summarize each domain in five sentences without consulting notes