C14: Automobile Insurance Part 1 case studies
C14: Automobile Insurance Part 1 · Put your knowledge to work in context.
C14: Automobile Insurance Part 1 is a foundational credential exam for people entering or advancing in Canadian property and casualty insurance, with a focus on private passenger automobile coverage. It suits new brokers, agents, underwriters, claims adjusters, and customer service staff who need to read a policy, explain coverage to clients, and apply provincial rules correctly. The C14: Automobile Insurance Part 1 case studies are 5 cases and about 2,221 words.
1The Snowbird's Garage and the Two-Provinces Question
Marc lives in Manitoba and keeps his registered and garaged car there, but spends January through March each year at a condo in Arizona, driving a borrowed vehicle while away. In February he lends his Manitoba-plated car to his brother-in-law Dev, who drives it to Alberta for a two-week job.
437 words, about 2 min2The Renovation Van and the Excluded Driver
Sunita owns a small landscaping business and insures a cargo van under a commercial automobile policy rated for business use. Her nephew Kieran, 19, has a learner's permit and two at-fault minor collisions in the past 18 months.
466 words, about 2 min3The $85,000 Underinsured Motorist Shortfall
Daniel is injured in British Columbia when another driver, Owen, runs a stop sign. Daniel's damages are assessed at 310,000 for pain, suffering, and future care, plus 40,000 in past income loss.
409 words, about 2 min4The Total Loss With a Lien and Aftermarket Parts
Aisha's 2019 SUV is declared a total loss after a hailstorm. She bought it used 14 months ago for 31,500 and has 19,800 remaining on a bank loan secured against the vehicle.
449 words, about 2 min5The Statutory Conditions Clock After a Late Report
Tomasz is involved in a collision on a Friday evening in Ontario. He exchanges information with the other driver but does not report the accident to his insurer until 41 days later, after the other driver's insurer contacts him demanding payment for 11,300 in repairs.
460 words, about 2 min