CA Notary flashcards
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- Notary commission term
- A California notary commission lasts four years from the date the commission takes effect, unless the Secretary of State revokes or suspends it earlier.
- Notary bond amount
- The required surety bond is $15,000, filed with the county clerk before the notary may begin performing notarial acts under the new commission.
- Who the bond protects
- The official notary bond protects members of the public harmed by the notary's misconduct; it does not insure the notary against personal liability.
- Oath and bond deadline
- The notary must take the oath and file the bond with the county clerk within 30 days of the commission start date, or the commission becomes void.
- Acknowledgment fee cap
- The maximum fee a California notary may charge for an acknowledgment or a jurat is $15 per signature, regardless of document length.
- Notary jurisdiction
- A California notary holds statewide jurisdiction and may perform notarial acts in any California county, but only over civil, not criminal, matters.
- Notary journal retention
- The notary must keep each journal for five years from the date of the last notarial act recorded in it and surrender it to authorized officials on lawful request.
- Disqualifying interest rule
- A notary may not notarize a document in which the notary is a signer or holds a direct financial or beneficial interest in the transaction.
- Secretary of State authority
- The Secretary of State appoints notaries and may refuse to appoint, revoke, suspend, or place conditions on a commission for misconduct or failure to perform duties.
- Six-hour education requirement
- Applicants must complete an approved six-hour notary education course before taking the Secretary of State examination, and the course covers duties, procedures, and law.
- Statewide versus county filing
- Authority is statewide, but the bond and oath are filed with the clerk of the county where the notary maintains a principal place of business or residence.
- Notary as public officer
- A notary is a public officer authorized to administer oaths, take affidavits and depositions, and protest negotiable instruments for nonpayment, but not to give legal advice.
- Unauthorized practice of law
- A notary may not explain a document's legal effect, choose a certificate type for the parties, or advise on immigration or other legal matters; the notary only completes the certificate.
- Commission expiration on seal
- The official seal must show the commission expiration date, and the notary must stop performing acts on that date unless a new commission has been issued.
- Fee for oath without signature
- A notary may charge up to $10 for administering an oath or affirmation when no signature is being notarized, such as a deposition oath.
- Acknowledgment defined
- In an acknowledgment, the signer personally appears, is identified by satisfactory evidence, and acknowledges to the notary that the signature is the signer's own voluntary act.
- Jurat defined
- In a jurat, the signer personally appears, signs the document in the notary's presence, and swears or affirms under oath that the contents are true and correct.
- Acknowledgment versus jurat
- An acknowledgment verifies identity and voluntary signature; a jurat additionally requires the signer to sign in the notary's presence and take an oath or affirmation.
- Satisfactory evidence of identity
- Identification by a current government photo ID bearing a serial number, plus a second document or a credible witness who personally knows the signer.
- Credible witness requirement
- A credible witness must personally know the signer, present satisfactory identification, and take an oath; the notary may not rely on a witness the notary alone knows.
- Expired ID rule
- An expired identification card is not satisfactory evidence; the notary must refuse the act unless another acceptable form of current identification is presented.
- Required certificate elements
- The certificate must state the venue county, the exact statutory wording, the date, and the notary's signature, printed name, and commission expiration date.
- Seal content requirements
- The seal must legibly contain the notary's name, the words 'Notary Public,' the county of commission, and the commission expiration date, applied after the certificate is complete.
- Copy certification limits
- A California notary may certify copies only of the notary's own journal and original powers of attorney, not of birth, death, marriage, or other public records.
- Physical presence rule
- The signer must personally appear before the notary at the time of the act; notarization by mail, video, or phone without physical presence is not permitted under California law.
- Journal entry contents
- Each entry records the date and time, act type, document title, signer name and address, identification type and number, fee charged, and the notary's signature.
- Thumbprint requirement
- A thumbprint is required in the journal for deeds and powers of attorney, and may be requested for other documents when the signer is not personally known.
- Refusal to perform act
- A notary must refuse when the signer lacks satisfactory identification, appears coerced or unaware, or cannot sign; the refusal may be recorded in the journal.
- Protests of negotiable instruments
- On dishonor of a negotiable instrument, a notary may make a protest, giving notice of protest to the parties, and may charge the statutory fee for each protest and notice.
- Notary seal placement
- The seal impression must be clear and legible, placed near but not over the certificate text or signatures, and never on a separate attachment alone.
- Journal custody and subpoena
- The journal is the notary's property; the notary must produce it in response to a lawful subpoena or request from the Secretary of State or a peace officer.
- Notarizing for relatives
- A notary may not notarize for a spouse, registered domestic partner, or certain lineal relatives when the notarization benefits the notary financially or as a party.
- Fees must be posted
- A notary must conspicuously post the statutory fee schedule at the notary's place of business and may not charge more than the maximum allowed by law.