CSC CX Selection case studies
CSC CX Selection · Put your knowledge to work in context.
The CSC CX Selection is a Canadian securities credential designed for professionals who advise clients or make investment decisions. It builds on the Canadian Securities Course (CSC) by focusing on the practical application of regulatory, product, and portfolio knowledge in client-facing roles. The CSC CX Selection case studies are 5 cases and about 4,009 words.
1The Referral Fee and the HELOC
Priya is a dealing representative at a CIRO-member firm. Her client Gordon, 78, is widowed, owns a mortgage-free home worth about 900,000, receives a 52,000 annual defined-benefit pension, and holds 640,000 in a non-registered account plus 85,000 in cash.
829 words, about 4 min2The Covenant Cushion
You are the credit analyst covering a TSX-listed manufacturer. For FY2025 it reports revenue of 310 million and EBITDA of 48 million, which includes 6 million of add-backs: 3 million of restructuring, 2 million of stock-based compensation, and a 1 million 'one-time' legal charge that has appeared in each of the last three years.
800 words, about 4 min3The Strip, the GIC, and the Callable
Marguerite is 64, retiring in two years, with 1.2 million in a non-registered account. Her combined marginal tax rate is 45% on interest and 24% on capital gains.
811 words, about 4 min4Cutting Beta with SXF Futures
You manage a 20 million Canadian equity portfolio with a beta of 1.15 against the S&P/TSX 60 Index. In June you expect an 8-10% market correction over the next four months, but the client is taxable, holds large unrealized gains, and has instructed you not to sell securities.
791 words, about 4 min5The Principal-Protected Note
Wen is 58 with 1.4 million in an RRSP. She plans to retire at 62, will need 45,000 a year from the plan from age 62, and describes herself as conservative - she says she cannot lose principal.
778 words, about 4 min