Casualty-Only study plan

Distinguish the four elements of a negligence claim (duty, breach, causation, damages) and apply them to three written fact patterns

Differentiate occurrence-form from claims-made coverage triggers and explain how the retroactive date changes the covered window

Map the relationship among insured, additional insured, and supplementary payments provisions in a CGL policy

Define insurable interest, indemnity, subrogation, and utmost good faith, and give one casualty example of each

Break down Coverage A bodily injury and property injury insuring agreements, including the meaning of 'occurrence' and 'accident'

Explain each Coverage B personal and advertising injury offense and identify which exclusions most often bar coverage

Apply the standard CGL exclusions (expected or intended injury, contractual liability, your work, your product, impaired property) to short fact patterns

Trace how limits of insurance (general aggregate, products-completed operations aggregate, each occurrence, damage to premises rented) interact in a single loss

Determine when an endorsement such as additional insured, waiver of subrogation, or primary and noncontributory changes the outcome

Compare personal auto policy parts (liability, medical payments, uninsured/underinsured motorist, physical damage) and state which part responds to a given loss

Apply commercial auto symbols 1 through 9 to determine which autos and exposures are covered under a business auto policy

Explain policy structure mechanics: declarations, insuring agreement, conditions, definitions, and how endorsements amend the base form

Interpret common conditions including duties after loss, valuation, other insurance, and cancellation provisions

Identify named-driver and driver-exclusion issues and their effect on coverage in a described claim

Explain the exclusive remedy doctrine and the three benefit categories under workers' compensation (medical, indemnity, rehabilitation/death)

Distinguish Part One workers' compensation from Part Two employers' liability and state what each pays

Describe how experience modification, classification codes, and payroll basis drive workers' compensation premium

Apply the going-and-coming rule and the arising-out-of-and-in-the-course-of employment test to four scenarios

Identify the coverage gap when a worker is injured in a state not listed in Part Three

Differentiate causes of loss forms (basic, broad, special) and identify which perils each adds

Explain coinsurance, agreed value, replacement cost, and actual cash value and calculate a coinsurance penalty from given figures

Compute a business income loss using the period of restoration, coinsurance, and extra expense provisions

Describe the coverage intent of inland marine (bailee, motor truck cargo, builder's risk) and when it applies instead of a property form

Outline the insuring agreements of commercial crime coverage (employee theft, forgery, computer fraud, funds transfer fraud) and the social engineering fraud endorsement

Sequence the claim handling steps from first notice of loss through investigation, evaluation, negotiation, and settlement

Identify red flags of staged accidents, inflated injury claims, and premium or claim fraud, and state the referral action for each

Explain the duty of good faith and fair dealing and describe claims practices that create bad-faith exposure

Summarize the purpose and mechanics of state guaranty associations, producer licensing, and market conduct examinations

Apply unfair claim settlement practice rules to three described adjuster behaviors and label each as compliant or not

Explain the underwriting process from submission through acceptance, modification, or declination, and the role of the producer

Identify the major casualty rating bases (payroll, sales, units, admissions) and match each to a line of business

Interpret loss runs and loss ratios and state how they influence pricing and retention decisions

Apply risk selection criteria to three commercial submissions and recommend accept, modify with conditions, or decline

Revisit the insurance principles from week 1 and explain how adverse selection and moral hazard shape underwriting judgment

Assemble a personal one-page reference sheet of the limits, triggers, and key exclusions for each major coverage studied

Complete a timed 100-question mixed practice set across all ten domains and score it by domain

Review every missed item and write the correct rule and the reason for the error for each

Rehearse the calculations (coinsurance, business income, experience mod) until each is completed without notes

Identify your two weakest domains and build a final two-day review list for each