CERP

ABA lists the next exam date as February 1 - 28, 2027, with applications due by December 4, 2026. Treat the application deadline as the real constraint: it falls roughly two months before the testing window opens, so build your study plan backwards from December rather than from February.

You have two options. ABA offers approved candidates testing at Meazure Learning's U.S. test sites, or live remote proctoring through the ProctorU Proctoring Platform. Remote proctoring lets candidates who meet the technical requirements test at home or another private location with a live, remote proctor watching the session.

ABA's public program page does not state a question count, time limit, or item format. Because those figures change between revisions, confirm them with ABA directly at 1-800-Bankers before you plan exam-day pacing, rather than relying on numbers quoted in forums or third-party prep sites.

Neither the exam fee nor the retake policy is published on the program page. Both are administered by ABA, so contact the certification team at 1-800-Bankers for the current fee schedule and the rules on retaking after an unsuccessful attempt before you budget or schedule.

ABA maintains published eligibility requirements covering experience and training, linked from the certification page as a separate requirements section. The page itself does not enumerate the thresholds, so review that requirements page carefully before applying - an ineligible application is an expensive way to lose an exam window.

ABA points candidates to a dedicated preparation section rather than publishing an outline on the main page. In practice, pair whatever ABA provides with your own institution's risk appetite statement, capital plan, stress-test results and board risk reports - that grounds abstract framework concepts in the reporting artifacts you will be asked to reason about.

Maintenance involves continuing education credits, renewal fees and adherence to a code of ethics, all described in ABA's maintenance section. ABA also lists eligible CE webinars, such as 2026 Regulatory Updates and Compliance Challenges - Part 4 on November 4, 2026 and Simplifying the CECL Process on December 8, 2026, which can help you accumulate credits.

ABA describes the credential as demonstrating expertise in the enterprise risk field and does not state a bank-only restriction on the program page. That said, the surrounding content, CE programming and peer community are heavily bank-oriented, so candidates from other financial or regulated institutions should confirm applicability with ABA.

ABA does not publish a pass rate or difficulty rating on the program page, so any specific figure you encounter elsewhere is unsourced. Judge difficulty by your own exposure: if you have not personally built or reviewed risk appetite statements, capital plans or board risk reporting, budget substantially more preparation time.

Two avoidable failures: missing the application deadline well ahead of the testing window, and preparing without the current ABA materials because they relied on an outdated syllabus or someone else's notes. Verify the exam window, requirements and preparation resources directly with ABA before committing study hours.