CFP UK (CISI) case studies
CFP UK (CISI) · Put your knowledge to work in context.
The CISI Certified Financial Planner (CFP™) designation sits within the membership and qualifications framework of the Chartered Institute for Securities & Investment, a UK professional body whose site also covers Chartered status, Statements of Professional Standing, CPD and events. The CFP™ is aimed at experienced financial planning practitioners who want a recognised, advanced credential and a route into the CISI's wider professional community, which the institute describes as over 54,000 members worldwide. Candidates typically already hold a CISI qualification or equivalent and are working in advisory, paraplanning or wealth management roles. Exam content is organised around four planning domains of equal weight: Financial Planning, Investment Planning, Retirement Planning and Protection Planning, so preparation must be balanced rather than concentrated in one technical area. The CFP UK (CISI) case studies are 5 cases and about 3,953 words.
1Early Retirement, School Fees and a House Deposit
Priya, 54, is an NHS manager earning £82,000 with a defined-benefit pension. Her husband Daniel, 51, is a self-employed consultant earning £46,000 and has a SIPP worth £190,000.
753 words, about 4 min2Vulnerable Client, Gifting and Care-Fee Risk
Margaret, 79, was widowed 18 months ago. She lives alone in a £420,000 house with £180,000 in a discretionary managed portfolio and £35,000 cash.
785 words, about 4 min3Inherited Concentrated Portfolio and Competing Goals
Tom, 47, inherited £850,000 from his father. The portfolio is 62% in one FTSE 100 pharmaceutical stock, 20% in a low-coupon gilt ladder, 10% in a global equity fund and 8% cash.
787 words, about 4 min4DB Reduction, Tax-Free Cash and the MPAA
Alan, 59, earns £95,000 as a higher-rate taxpayer. He has a defined-benefit scheme promising £28,000 a year at 65 and a defined-contribution pot of £420,000.
811 words, about 4 min5Self-Employed Income Protection with Diabetes
Ravi, 38, is a self-employed architect with profit of £72,000. His wife Meera, 36, earns £45,000 as an employee with group life cover of three times salary and group income protection with a 26-week deferred period.
817 words, about 4 min