CII IF1 study plan

Distinguish criminal from civil law and state the burden and standard of proof in each

Outline the English court hierarchy and explain how the doctrine of judicial precedent operates

Explain how an Act of Parliament is passed and how delegated legislation is made and controlled

Define the essential elements of a valid contract (offer, acceptance, consideration, intention to create legal relations, capacity)

Identify from short scenarios whether a legally binding contract has been formed

Apply the rules on offer, acceptance, revocation and counter-offer to five written scenarios

Distinguish conditions, warranties and innominate terms and explain the remedy available for breach of each

Explain misrepresentation, mistake, duress, undue influence and illegality as factors that may vitiate a contract

Describe discharge of a contract by performance, agreement, breach and frustration

Calculate and explain damages for breach, including remoteness and mitigation, and outline equitable remedies

Explain how an agency relationship is created, the authority of an agent and the duties owed by agent and principal

Outline the basic elements of the tort of negligence and explain vicarious liability

State the main consumer protection rights relevant to the sale and supply of financial services

Consolidate contract, agency and tort topics by answering mixed-domain questions under time pressure

Define insurable interest and apply it to life, property and liability situations

Explain the duty of utmost good faith, disclosure, representations and the remedies for non-disclosure

Explain the principle of indemnity and how it is applied and modified in different classes of insurance

Describe the doctrines of subrogation and contribution and state when each applies

Identify the proximate cause of a loss in given scenarios and apply policy exclusions

Explain how a policy is formed, including proposal, cover note, inception, renewal and cancellation

Distinguish warranties, conditions, exclusions and excesses and explain the consequences of breaching each

Outline the stages of claims notification, investigation, assessment and settlement

Compare the main classes of insurance business (property, liability, life, motor) by subject matter and principle applied

Answer two full exam-style questions on insurance law using a structured IRAC approach

Map the roles of the FCA and PRA, including the twin peaks structure, statutory objectives and authorisation requirements

Explain the senior managers and certification regime and the individual conduct rules

Summarise the fair treatment of customers and Consumer Duty requirements and apply them to a sales scenario

Describe the complaints procedure, the Financial Ombudsman Service and the Financial Services Compensation Scheme limits

Outline the main prudential and market-conduct reporting obligations of an insurer or intermediary

Explain data protection duties covering lawful basis, subject access requests and breach notification

Outline money-laundering and terrorist-financing obligations: risk assessment, customer due diligence and suspicious activity reporting

Describe the standards expected on conflicts of interest, inducements, whistleblowing and Treating Customers Fairly evidence

Apply the CII Code of Ethics to three short professional-conduct dilemmas and justify a course of action

Rehearse full-length exam technique, including reading command words and allocating time per mark

Revisit the ten weakest topics identified in earlier error logs and re-test each one

Recite key definitions and statutory limits from memory without notes

Simulate exam conditions including no notes, strict timing and a single sitting