CII IF8 study guide
CII IF8 · Work through your exam, one topic at a time.
IF8 is a Chartered Insurance Institute (CII) insurance qualification, and this page is an independent study guide for candidates preparing for it. It is written for people building or formalising a career in general insurance - new entrants working toward a first CII qualification, claims handlers, underwriters, brokers and advisers who need a structured grounding in insurance principles and practice, and experienced practitioners returning to study. The CII IF8 study guide has 4 sections and about 1,870 words.
01Insurance Legal and Regulatory Principles
Insurance legal and regulatory principles tests whether you can place a policy inside the UK statutory framework: who may carry on insurance business, how the contract is formed, how it can be avoided, and what conduct standards attach to selling and administering it. Questions are scenario-based and usually turn on one rule, so knowing which Act applies to which customer matters more than general knowledge.
523 words, about 3 min02Insurance Practice and Claims Handling
Insurance practice and claims handling tests the operational life of a policy: how a loss is notified, validated, quantified, reserved and settled, and where the line falls between indemnifying the insured and protecting the insurer's recovery rights. Expect questions that give a loss figure plus policy conditions and ask for the settlement amount, or that test the sequence of duties after a loss.
450 words, about 2 min03Insurance Products and Cover
Insurance products and cover tests whether you can read a policy document and say precisely what is and is not insured: the structure of the wording, the standard classes, the trigger that activates cover, and the compulsory insurances that override freedom of contract. Questions often give a scenario and ask which policy responds, or ask you to compute a business interruption settlement.
455 words, about 2 min04Insurance Underwriting and Risk Assessment
Insurance underwriting and risk assessment tests how an insurer decides whether to accept a risk, on what terms and at what price, and how that decision is controlled across a portfolio. Questions typically ask you to identify a rating factor, classify a hazard, or compute a ratio and interpret it.
442 words, about 2 min