CII IF9 case studies
CII IF9 · Put your knowledge to work in context.
IF9, Insurance Legal and Regulatory Framework, is a multiple-choice unit of the Chartered Insurance Institute's qualifications framework. It is aimed at people working in or around UK general insurance who need a working command of the legal scaffolding behind the products they sell, underwrite, handle or advise on: how English law is made and applied, how contracts are formed and remedied, how agency works, the special rules of insurance contract law, and the statutory and regulatory layer that sits over all of it. It suits brokers, claims staff, underwriting assistants, compliance and operations staff, and candidates building towards advanced CII study. The exam rewards precise recall of statute, case principles and rulebook mechanics, plus the ability to apply them to short scenarios, so preparation should combine the CII study text with active recall, past-style question practice and close reading of the current FCA and PRA material. The CII IF9 case studies are 5 cases and about 3,030 words.
1Exclusive jurisdiction clause after a Highland fire
A small hotel operator, Glenroe Hotels Ltd, is incorporated in Scotland and runs an eight-employee, £1.2m-turnover hotel near Fort William. It bought a commercial combined policy through a Glasgow broker.
641 words, about 3 min2Excavator cover subject to survey
Kestrel Groundworks Ltd is a 12-employee contractor. It asks its broker to arrange theft and damage cover for a new £78,000 excavator.
686 words, about 3 min3Premium paid to an insolvent broker
Ridgeway Architects LLP instructs Calder Insurance Brokers to place its professional indemnity cover. Calder is an FCA-authorised broker with delegated authority from Insurer Z to receive premiums and issue cover notes.
596 words, about 3 min4Average, contribution and a tenant's waiver
A warehouse is insured under two property policies. Policy A has a sum insured of £600,000 and an 80% average condition.
443 words, about 2 min5Appointed representative's gadget insurance and a complaint to FOS
TechCover Solutions Ltd is an FCA-authorised principal firm with permission to advise on and arrange non-investment insurance contracts. It appoints GadgetGuard Ltd as an appointed representative (AR) to sell mobile phone insurance online.
664 words, about 3 min