CII R01 case studies

CII R01 · Put your knowledge to work in context.

R01 Financial Services, Regulation and Ethics is one of the regulatory qualifications offered by the Chartered Insurance Institute (CII). This page is an independent study guide for candidates preparing for it; it is not affiliated with, endorsed by, or operated by the CII. The CII R01 case studies are 5 cases and about 4,505 words.

The Transfer Value, the Fee That Only Pays on Completion, and the Insistent Client

Marcus, 57, is a member of a private-sector defined benefit (DB) scheme with a normal pension age of 65. His deferred pension is £19,500 a year, index-linked to CPI up to 5%, with a 50% spouse's pension.

955 words, about 5 min 2

An 8% Property Bond, a Social Media Campaign and the Section 21 Gateway

Northgate Capital Ltd is an FCA-authorised investment firm with permission to advise on and arrange investments. Its marketing manager has produced a campaign for 'Riverside Bonds', a five-year unlisted bond issued by an unauthorised property developer.

921 words, about 5 min 3

Signatures in the Adviser's Handwriting: A Paraplanner's Dilemma

Nadia is a paraplanner at a twelve-adviser IFA, Fairview Financial Planning Ltd. While preparing for a file review she notices that, in nine of the last twenty new client files, the risk-tolerance questionnaire and the fact-find are dated the same day but completed in the adviser's handwriting, and three client signatures look identical.

849 words, about 4 min 4

£150,000 to Invest, £60,000 Needed in Three Years

Alan, 62, retired last year. A final-salary pension of £9,000 a year and the state pension give him about £26,000 a year before tax, and he has £30,000 in cash ISAs.

916 words, about 5 min 5

The Complaint That Was Never Logged

Mrs Iqbal, 79, has early-stage dementia and was widowed eight months ago. In 2019, Fairhurst Pensions Ltd advised her to transfer her £180,000 personal pension to a SIPP and to invest 60% of it in a single global equity fund.

864 words, about 4 min