CISI Chartered Wealth Manager case studies
CISI Chartered Wealth Manager · Put your knowledge to work in context.
The Chartered Wealth Manager (CWM) designation is associated with the Chartered Institute for Securities & Investment (CISI), a professional body that describes itself as serving over 54,000 members worldwide and offers routes to Chartered status alongside a Statement of Professional Standing (SPS) and the CFP™ designation. Candidates typically pursue Chartered status to signal a career-level commitment to financial planning and wealth advice, and CISI positions the qualification ladder as a way to advance a career, with a Qualifications Navigator, learning materials and exam booking available through its site. The CISI Chartered Wealth Manager case studies are 5 cases and about 3,636 words.
1Funding school fees and retirement from an uncertain business exit
Paul is 56 and owns 70% of a specialist engineering business; his wife Nina is 53 and teaches part-time. Their children, 13 and 15, are at private school with fees of £46,000 a year for the next five years.
754 words, about 4 min2Concentrated legacy holding and a low tolerance for loss
A retired client, 64, has £2.6m investable: £1.1m in shares of her former FTSE 250 employer, £900,000 in a diversified portfolio and £600,000 cash. The employer shares have a base cost of £180,000.
747 words, about 4 min3Business property relief, the residence nil rate band and a vulnerable beneficiary
Dorothy is 79, widowed, and has a net estate of £2.95m: a home worth £1.15m, an AIM portfolio of £700,000 held for four years, a buy-to-let worth £650,000, ISAs of £420,000 and £80,000 cash, less £50,000 liabilities. Her husband used none of his nil rate band.
732 words, about 4 min4An unregulated mini-bond, a bereaved client and a firm incentive
Elsie is 82 and was widowed five months ago. She has £520,000 in savings, a home worth £600,000 and income of £31,000 a year.
683 words, about 3 min5Care fees, a property disregard and a disabled son at home
Margaret is 86 and widowed. Her home is worth £780,000; she has £260,000 in savings and £180,000 in investments, plus income of £34,000 a year.
720 words, about 4 min