CISR Commercial Casualty I case studies
CISR Commercial Casualty I · Put your knowledge to work in context.
Commercial Casualty I is one of the nine courses that make up the Certified Insurance Service Representatives (CISR) designation program, a nationally recognized, intermediate-level educational program directed at customer service representatives and account managers. The course is built to strengthen your ability to hold productive, confident conversations with commercial customers about casualty exposures and coverages. The CISR Commercial Casualty I case studies are 5 cases and about 3,798 words.
1Ridgeway Mall: Snow, Independent Contractors, and Indemnity
Ridgeway Property Management owns a 40-unit strip mall. It contracts with ClearPath Snow Services, an independent contractor, to plow and salt the lot within four hours of any accumulation over two inches.
793 words, about 4 min2Summit Builders: Stucco Defect, Six Policy Years, and the Subcontractor Exception
Summit Builders completed a 12-unit townhome project in March 2019. In 2020, owners reported window leaks and Summit sent crews to caulk twice.
837 words, about 4 min3Verdant Home Goods: Copied Photos, a Comparison Chart, and Coverage B
Verdant Home Goods sells planters online. In March, its marketing coordinator downloaded six product photos from a competitor's website and used them on Verdant's product pages, adding the line "Unlike Brand X, ours won't crack." She also posted a comparison chart stating that Brand X planters are "defective, unsafe, and prone to mold." Brand X sued Verdant in June for copyright infringement, trade libel, and false advertising under the Lanham Act, seeking $450,000 and an injunction.
805 words, about 4 min4Harborline and Meridian: Ongoing vs. Completed Operations AI Status
Harborline Contracting is the general contractor on a 14 million office fit-out. Its subcontract with Meridian Mechanical requires Meridian to name Harborline as an additional insured "for ongoing and completed operations" and to provide primary, non-contributory coverage.
746 words, about 4 min5Bean & Bloom: Lease-Required Lessor Status and a Dark Stairwell
Delgado owns a two-story retail building and leases the ground floor to Bean & Bloom, a coffee shop, under a five-year lease. The lease requires Bean & Bloom to name Delgado as an additional insured "with respect to liability arising out of the use of the leased premises" and to furnish a certificate before opening.
617 words, about 3 min