CISR Other Personal case studies
CISR Other Personal · Put your knowledge to work in context.
The Certified Insurance Service Representative (CISR) designation is a nationally recognized educational program built for customer service representatives and account managers in insurance agencies and companies. It is a practical, intermediate-level program that assumes some working knowledge of the applicable policies and focuses on minimizing errors and omissions (E&O) claims and on understanding and analyzing risks and exposures. The CISR Other Personal case studies are 5 cases and about 3,906 words.
1Candles, Craft Fairs, and a Part-Time Helper
Maria owns a 12-year-old home insured on an HO-3 with 350,000 dwelling coverage and 300,000 personal liability. For three years she has made soy candles in the attached garage under the name Mesa Wick Co., selling online and at two weekend craft fairs.
825 words, about 4 min2A Boat, a Jet Ski, and a Borrowed ATV
The Whitfields insure their primary home and a lake cottage on an HO-3. They own a 24-foot bowrider with a 300-horsepower engine valued at 52,000, a jet ski valued at 14,000, and two ATVs.
800 words, about 4 min3The Umbrella That Did Not Drop
Dana has a 2 million personal umbrella over a homeowner's policy with 300,000 liability and an auto policy with 100/300/50 limits. The umbrella application stated that the required underlying auto limits were 250/500/100.
754 words, about 4 min4Named Storm, Two Deductibles, and a Flooded Garage
A coastal North Carolina home is insured on an HO-3 with 600,000 dwelling coverage, a 5% named-storm deductible, 300,000 liability, and additional living expense coverage for 24 months. The insured also has an NFIP flood policy with 250,000 building and 100,000 contents.
746 words, about 4 min5The Short-Term Rental, the Drone, and the E-Bike
The Nguyens have an HO-3 with 400,000 dwelling coverage and 300,000 liability. They rent their finished basement on a short-term rental platform for 60 nights a year, earning about 30,000.
781 words, about 4 min