CO Property & Casualty
Colorado Property & Casualty Insurance Producer License Examination
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ExploreAbout this exam
The Colorado Property & Casualty producer license is issued by the Colorado Division of Insurance (DOI), the state agency that regulates the insurance industry in Colorado and monitors insurance companies and agents to make sure everyone is following the law. Holding the license allows a producer to sell and service property and casualty insurance in Colorado. It is aimed at people entering the industry as agents, agency personnel who must be licensed to transact business, and producers arriving from other states who need to show knowledge of Colorado-specific requirements.
The qualifying examination is administered by Pearson VUE, which publishes the Candidate Handbook and Content Outlines for Colorado insurance licensure examinations in its resources section. The outlines organize the material into four areas: general insurance principles and concepts, property insurance basics and coverages, casualty insurance basics and coverages, and Colorado insurance laws, rules and regulations. The Colorado-law portion draws on the statutes, regulations and bulletins published by the DOI, and candidates who study only the product material tend to be weakest there.
To prepare, download the Candidate Handbook and Content Outline, read the DOI statutes, regulations and bulletins pages, and work through practice questions to find weak domains. Schedule through your Pearson VUE account, and confirm your legal name matches your government-issued ID before test day.
What you'll study
About CO Property & Casualty preparation
How do I schedule the Colorado Property & Casualty exam?
Create an account or log in at Pearson VUE's Colorado insurance page, then choose a test center and time. Appointments may be made up to one calendar day prior to the day you wish to test, subject to availability. You can also find test centers, including on military bases, and request accommodations from the same page.
What name should be on my Pearson VUE account?
Your legal name exactly as it appears on your government-issued ID. Pearson VUE warns that this information appears on the documentation you receive after the exam and on reports to the licensing agency. If your name is misspelled or your personal information is wrong, contact customer service immediately to correct it.
How many questions are on the exam, how long is it, and what score do I need?
Those details are not published on the DOI or Pearson VUE scheduling pages. They appear in the Candidate Handbook and the Content Outlines, both available as PDF downloads in the Pearson VUE resources section. Download them before you build a study plan rather than relying on secondhand figures.
What does the exam cost, and can I buy a voucher?
Fees are not listed on the source pages for this profile. Pearson VUE's Colorado insurance page includes a purchase test vouchers option and a resources section with the Candidate Handbook; check there or contact Pearson VUE customer service at 800-274-2616 for current pricing and voucher rules.
What happens if I fail - can I retake it?
Retake and waiting-period rules are not stated on the DOI or Pearson VUE scheduling pages, so confirm them in the Candidate Handbook before you sit. In the meantime, use your score report to identify weak content areas, and note that scheduling is possible up to one calendar day ahead when seats are open.
How do I apply for the license after passing?
The Colorado Division of Insurance uses an all-electronic process for new licenses, renewals, agency registrations, address changes and continuing education course banking. Apply online through SIRCON or NIPR. Most applications are processed in under five business days, but those needing in-depth review take longer. Paper applications are returned unprocessed.
Which section should I study first?
Start with the insurance principles and concepts material, since property and casualty coverages build on terms like insurable interest, indemnity and coinsurance. Then work through property and casualty coverages, and finish with Colorado law. Leaving the Colorado statutes, regulations and bulletins until the final week is a common reason candidates fall short.
Where do I find the Colorado laws and regulations tested on the exam?
The Division of Insurance website has a Statutes, Regulations & Bulletins section containing Insurance Statutes, Regulations, Bulletins, regulations adopted but not yet effective, emergency regulations, draft bulletins open for comment, and rulemaking hearing notices. Use it as your primary source for the Colorado-specific portion of the content outline.
Who do I call about licensing versus continuing education?
For licensing questions, call 1-800-275-8247; the Colorado regional office can also be reached at 800-275-8247 or [email protected]. For continuing education questions, call 1-888-252-8556. The Division of Insurance main line is 303-894-7499, or 800-930-3745 toll free outside the Denver metro area.
The DOI agent and broker licensing page returned an error. Where do I look?
That page address returned a not-found error when this profile was compiled, so the site has been reorganized. Start from the Division of Insurance home page at doi.colorado.gov and open Insurance Industry, then Producers / Agents, which links to apply or renew a license, schedule licensing exams, continuing education and licensing resources.