CO Property & Casualty case studies

CO Property & Casualty · Put your knowledge to work in context.

The Colorado Property & Casualty producer license is issued by the Colorado Division of Insurance (DOI), the state agency that regulates the insurance industry in Colorado and monitors insurance companies and agents to make sure everyone is following the law. Holding the license allows a producer to sell and service property and casualty insurance in Colorado. The CO Property & Casualty case studies are 5 cases and about 3,487 words.

Fire Three Days Before Closing: Who Has the Insurable Interest?

Dana signs a purchase agreement on February 1 to sell her 12,000-square-foot warehouse to Ridgeline LLC, with closing set for March 15. The contract is silent on risk of loss, and Ridgeline will not take possession until closing.

652 words, about 3 min 2

The 70% Limit on an 80% Coinsurance Form

Cedar Point Retail LLC owns a single building insured on a commercial property form. The building's replacement cost is 1,000,000, but the insured purchased a 700,000 limit to hold premium down, rejecting the agent's written recommendation of a 1,000,000 limit at the last two renewals.

613 words, about 3 min 3

A Crimped Fitting, Two CGL Policies, and an Additional Insured Endorsement

Summit Builders is the general contractor on a Boulder retail build-out. Summit's CGL is an occurrence form, 1,000,000 per occurrence / 2,000,000 general aggregate, with the standard 2004-and-later "your work" exclusion and subcontractor exception.

721 words, about 4 min 4

The College Car, the Roommate, and Two Auto Policies

Nadia, age 19, is a full-time student at CU Boulder. Her parents, who live in Colorado Springs, own and insure the 2019 sedan she drives; the policy is a personal auto policy written in Colorado with 100/300/50 liability limits, a 500 collision deductible, and medical payments coverage.

699 words, about 3 min 5

A Lapsed Colorado License, an Incomplete CE Log, and a Gift Card

Marcus holds a Colorado producer license for property and casualty. His two-year license term expires February 28.

802 words, about 4 min