CO Real Estate study plan
CO Real Estate · Give each week a clear focus.
8 weeks · About 6 hours per week
Colorado Real Estate License Law and Commission Rules & Trust Accounts and Record Keeping
Build a one-page timeline of the Colorado license lifecycle (application, activation, renewal, continuing education) and mark every item you cannot verify as 'needs confirmation'.
Write a short explanation contrasting the Commission's rulemaking function with the Division's licensing and enforcement function, using your own words.
Trace three hypothetical trust-account events (earnest money receipt, authorized disbursement, disputed funds) step by step, naming the record each event generates and how long it is retained.
Draft 15 original flashcards covering license law and trust-account record keeping, then self-test until you answer 12 of 15 correctly.
Your checkpoint
A single annotated reference sheet on license law plus trust-account handling, paired with a 15-card deck scored at 80% or better on a clean self-test.
Brokerage Relationships and Agency & Contracts and Closings
List each Colorado brokerage relationship type and, beside it, the specific duties owed and the duties that change when the relationship changes.
Diagram the full chronology of a residential transaction from initial contact through closing, placing every contractual deadline on the timeline.
Write out the disclosure obligations a broker carries at each stage of that timeline.
Complete 25 mixed agency and contract questions and log every miss with the reason it was missed.
Your checkpoint
A one-page transaction timeline with brokerage relationships and duties mapped onto it, plus a categorized error log from the 25-question set.
Property Ownership and Land Use Controls & Valuation and Market Analysis
Classify the forms of ownership, estates, and types of encumbrances that can affect Colorado title, writing a one-line definition for each.
Summarize the main land use control mechanisms and identify which level of government administers each.
Apply the sales comparison, cost, and income approaches to three of your own practice scenarios and state when each approach is most reliable.
Build a three-comparable adjustment grid by hand and reconcile the indicated value range.
Your checkpoint
A completed three-comparable adjustment grid with a written reconciliation statement explaining the final value conclusion.
Real Estate Finance & Real Estate Calculations and Prorations
Compute loan-to-value, down payment, discount points, and monthly payment components for five financing scenarios without a calculator shortcut.
Calculate prorations for property taxes, prepaid rent, and mortgage interest across three closing dates, including a mid-month closing.
Reconcile a closing statement from a debit/credit perspective and verify that debits equal credits.
Re-derive each formula you used from first principles so you can rebuild it if you forget it.
Your checkpoint
A formula sheet written from memory plus three fully worked closing proration problems with a debit/credit reconciliation for each.
Property Disclosures and Environmental Issues & Leases and Property Management
Catalog the seller and broker disclosure obligations triggered by a Colorado residential transaction and note the timing requirement attached to each.
Outline the environmental hazards most likely to appear in a Colorado transaction and state the disclosure or remediation response each calls for.
Compare the common lease structures and identify the clauses a property manager must negotiate most carefully.
Draft a property management task calendar covering trust handling, maintenance, and owner reporting over a twelve-month cycle.
Your checkpoint
A disclosure checklist paired with a twelve-month property management task calendar.
Real Estate Calculations and Prorations & Colorado Real Estate License Law and Commission Rules
Re-drill calculation types you missed in week 4, generating ten new practice problems for the two weakest calculation categories.
Re-test your week 1 license law and trust account flashcards and rewrite any card you still miss.
Take a 40-question mixed set across all ten domains and record accuracy by domain.
Rank your domains weakest to strongest and build a prioritized review list for the final two weeks.
Your checkpoint
A domain-by-domain accuracy report from the 40-question set plus a ranked remediation list naming the two domains you will target most.
Colorado Real Estate License Law and Commission Rules & Brokerage Relationships and Agency & Contracts and Closings & Trust Accounts and Record Keeping & Property Ownership and Land Use Controls & Valuation and Market Analysis & Real Estate Finance & Property Disclosures and Environmental Issues & Leases and Property Management & Real Estate Calculations and Prorations
Complete two full-length timed practice exams under exam conditions with no reference materials.
Review every missed item and write the correct rule or formula in your own words rather than just noting the right answer.
Re-time any section where you ran short and practice a pacing strategy for it.
Recite your formula sheet from memory twice with no errors.
Your checkpoint
Two complete timed practice exams scored and fully reviewed, with a written correction note for every missed item.
Colorado Real Estate License Law and Commission Rules & Brokerage Relationships and Agency & Contracts and Closings & Trust Accounts and Record Keeping & Property Ownership and Land Use Controls & Valuation and Market Analysis & Real Estate Finance & Property Disclosures and Environmental Issues & Leases and Property Management & Real Estate Calculations and Prorations
Re-read your own error logs and correction notes from weeks 2 through 7 and consolidate them into a single one-page last-look sheet.
Take one final full-length timed exam and score at or above your target passing margin.
Verify exam-day logistics, required identification, and scheduling so nothing outside the content can cost you points.
Rest and stop introducing new material after the final review.
Your checkpoint
A one-page last-look sheet distilled from all prior error logs, plus a final timed exam score at or above your target margin.
Milestones
Week 2: You can name every Colorado brokerage relationship type and match it to its duties, and you can draw the transaction timeline from memory with deadlines in the right order.
Week 4: You can compute LTV, points, payments, and a three-way proration without notes, and your closing statement debits equal credits every time.
Week 6: Mixed-set accuracy is at or above 70% overall with no single domain below 60%, and you have a written ranked list of what still needs work.
Week 8: Final timed exam is at or above your target passing margin, and every item in your error log has a written correction you can explain out loud.