CO Real Estate study materials
CO Real Estate study resources

CO Real Estate study plan

CO Real Estate · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Colorado Real Estate License Law and Commission Rules & Trust Accounts and Record Keeping

  • Build a one-page timeline of the Colorado license lifecycle (application, activation, renewal, continuing education) and mark every item you cannot verify as 'needs confirmation'.

  • Write a short explanation contrasting the Commission's rulemaking function with the Division's licensing and enforcement function, using your own words.

  • Trace three hypothetical trust-account events (earnest money receipt, authorized disbursement, disputed funds) step by step, naming the record each event generates and how long it is retained.

  • Draft 15 original flashcards covering license law and trust-account record keeping, then self-test until you answer 12 of 15 correctly.

Your checkpoint

A single annotated reference sheet on license law plus trust-account handling, paired with a 15-card deck scored at 80% or better on a clean self-test.

Week 2

Brokerage Relationships and Agency & Contracts and Closings

  • List each Colorado brokerage relationship type and, beside it, the specific duties owed and the duties that change when the relationship changes.

  • Diagram the full chronology of a residential transaction from initial contact through closing, placing every contractual deadline on the timeline.

  • Write out the disclosure obligations a broker carries at each stage of that timeline.

  • Complete 25 mixed agency and contract questions and log every miss with the reason it was missed.

Your checkpoint

A one-page transaction timeline with brokerage relationships and duties mapped onto it, plus a categorized error log from the 25-question set.

Week 3

Property Ownership and Land Use Controls & Valuation and Market Analysis

  • Classify the forms of ownership, estates, and types of encumbrances that can affect Colorado title, writing a one-line definition for each.

  • Summarize the main land use control mechanisms and identify which level of government administers each.

  • Apply the sales comparison, cost, and income approaches to three of your own practice scenarios and state when each approach is most reliable.

  • Build a three-comparable adjustment grid by hand and reconcile the indicated value range.

Your checkpoint

A completed three-comparable adjustment grid with a written reconciliation statement explaining the final value conclusion.

Week 4

Real Estate Finance & Real Estate Calculations and Prorations

  • Compute loan-to-value, down payment, discount points, and monthly payment components for five financing scenarios without a calculator shortcut.

  • Calculate prorations for property taxes, prepaid rent, and mortgage interest across three closing dates, including a mid-month closing.

  • Reconcile a closing statement from a debit/credit perspective and verify that debits equal credits.

  • Re-derive each formula you used from first principles so you can rebuild it if you forget it.

Your checkpoint

A formula sheet written from memory plus three fully worked closing proration problems with a debit/credit reconciliation for each.

Week 5

Property Disclosures and Environmental Issues & Leases and Property Management

  • Catalog the seller and broker disclosure obligations triggered by a Colorado residential transaction and note the timing requirement attached to each.

  • Outline the environmental hazards most likely to appear in a Colorado transaction and state the disclosure or remediation response each calls for.

  • Compare the common lease structures and identify the clauses a property manager must negotiate most carefully.

  • Draft a property management task calendar covering trust handling, maintenance, and owner reporting over a twelve-month cycle.

Your checkpoint

A disclosure checklist paired with a twelve-month property management task calendar.

Week 6

Real Estate Calculations and Prorations & Colorado Real Estate License Law and Commission Rules

  • Re-drill calculation types you missed in week 4, generating ten new practice problems for the two weakest calculation categories.

  • Re-test your week 1 license law and trust account flashcards and rewrite any card you still miss.

  • Take a 40-question mixed set across all ten domains and record accuracy by domain.

  • Rank your domains weakest to strongest and build a prioritized review list for the final two weeks.

Your checkpoint

A domain-by-domain accuracy report from the 40-question set plus a ranked remediation list naming the two domains you will target most.

Week 7

Colorado Real Estate License Law and Commission Rules & Brokerage Relationships and Agency & Contracts and Closings & Trust Accounts and Record Keeping & Property Ownership and Land Use Controls & Valuation and Market Analysis & Real Estate Finance & Property Disclosures and Environmental Issues & Leases and Property Management & Real Estate Calculations and Prorations

  • Complete two full-length timed practice exams under exam conditions with no reference materials.

  • Review every missed item and write the correct rule or formula in your own words rather than just noting the right answer.

  • Re-time any section where you ran short and practice a pacing strategy for it.

  • Recite your formula sheet from memory twice with no errors.

Your checkpoint

Two complete timed practice exams scored and fully reviewed, with a written correction note for every missed item.

Week 8

Colorado Real Estate License Law and Commission Rules & Brokerage Relationships and Agency & Contracts and Closings & Trust Accounts and Record Keeping & Property Ownership and Land Use Controls & Valuation and Market Analysis & Real Estate Finance & Property Disclosures and Environmental Issues & Leases and Property Management & Real Estate Calculations and Prorations

  • Re-read your own error logs and correction notes from weeks 2 through 7 and consolidate them into a single one-page last-look sheet.

  • Take one final full-length timed exam and score at or above your target passing margin.

  • Verify exam-day logistics, required identification, and scheduling so nothing outside the content can cost you points.

  • Rest and stop introducing new material after the final review.

Your checkpoint

A one-page last-look sheet distilled from all prior error logs, plus a final timed exam score at or above your target margin.

Milestones

Week 2: You can name every Colorado brokerage relationship type and match it to its duties, and you can draw the transaction timeline from memory with deadlines in the right order.

Week 4: You can compute LTV, points, payments, and a three-way proration without notes, and your closing statement debits equal credits every time.

Week 6: Mixed-set accuracy is at or above 70% overall with no single domain below 60%, and you have a written ranked list of what still needs work.

Week 8: Final timed exam is at or above your target passing margin, and every item in your error log has a written correction you can explain out loud.