CPCU 530 study plan

Map the legal-concepts domain into a written outline covering sources of law, court structure and jurisdiction, and the distinction between civil and criminal law

Define in your own words the core vocabulary of contract law (offer, acceptance, consideration, capacity, legality, breach, remedy) and cite one insurance example for each term

Distinguish tort liability from contractual liability and identify which insurance coverage lines respond to each

Build a personal glossary file of at least 40 legal terms with one-sentence definitions

Explain how the elements of a valid contract apply to the formation of an insurance policy

Analyze the legal effect of representations, warranties, concealment, and misrepresentation on coverage

Differentiate the doctrines of waiver and estoppel and describe when each can bind an insurer

Apply the principle of utmost good faith to a fact pattern and predict the outcome

Explain the legal purpose and mechanics of insurable interest and identify who must hold it and when

Describe the rules governing the formation, interpretation, and enforcement of the insurance contract as an adhesion contract

Apply the contra proferentem and reasonable-expectations rules to ambiguous policy language

Compare the legal treatment of conditions, exclusions, and endorsements in a coverage dispute

Analyze the legal duties of the insured and insurer after a loss, including notice, proof of loss, and cooperation

Explain the consequences of breach of a policy condition and the role of prejudice to the insurer

Describe the legal basis and limits of subrogation and identify the parties' rights

Apply the indemnity principle to determine the measure of recovery under different valuation clauses

Distinguish negligence, intentional torts, and strict liability and identify the insurance implications of each

Explain the elements of negligence (duty, breach, causation, damages) and apply them to a liability claim

Describe the defenses to negligence, including comparative and contributory negligence and assumption of risk

Explain vicarious liability and the legal basis for employer liability exposures

Explain the legal authority of an insurance agent, including express, implied, and apparent authority

Distinguish the legal roles of agent, broker, and insurer and identify whose acts bind whom

Describe the legal effect of a binder, conditional receipt, and oral contract of insurance

Analyze insurer duties in claims handling and the legal exposure for bad-faith denial

Explain the legal framework for property and casualty claims, including the role of statutes, regulation, and case law

Describe the legal principles governing salvage, abandonment, and other insurance clauses

Analyze the legal treatment of fraud, arson, and material misrepresentation in claims

Summarize the legal process for resolving coverage disputes, including arbitration, appraisal, and litigation

Consolidate all legal concepts into a single review outline organized by doctrine

Complete a full-length timed practice exam and score it against the study outline

Re-teach the five weakest doctrines in writing without notes to confirm mastery

Identify remaining gaps and record a targeted review list for the final days before the exam