CRB study guide
CRB · Work through your exam, one topic at a time.
The Certified Regulatory Banker (CRB) is an independent professional credential for bankers, compliance officers, and risk specialists who need a working command of the rules that govern banking. It is aimed at practitioners whose daily work touches supervisory expectations, capital, lending, financial crime, consumer protection, or regulatory reporting, and who want a structured way to demonstrate that knowledge. The CRB study guide has 8 sections and about 3,047 words.
01Banking Regulation and Supervisory Framework
This domain tests the legal and supervisory architecture that defines who may bank, who examines banks, and how supervisors intervene before capital or liquidity weakness harms depositors and the deposit insurance fund. Expect questions on charter choice, regulator jurisdiction, the supervisory cycle, CAMELS, prompt corrective action, and the difference between safety-and-soundness supervision and consumer or financial-crime oversight.
421 words, about 2 min02Capital Adequacy and Basel Accords
This domain tests how regulatory capital is defined, measured against risk-weighted assets, and constrained by buffers and leverage. Questions often require distinguishing minimums from buffers, CET1 from total capital, standardized from internal-ratings-based approaches, and Pillar 1 from Pillar 2 and Pillar 3.
388 words, about 2 min03Credit Risk Management and Lending Regulations
This domain tests how banks identify, measure, monitor, and control credit risk across the lending lifecycle, and how lending regulations constrain underwriting, servicing, and consumer outcomes. Expect credit policy, underwriting standards, expected loss, concentration risk, loan review, problem-loan classification, and compliance with fair lending and disclosure rules.
379 words, about 2 min04Anti-Money Laundering and Financial Crime Compliance
This domain tests the Bank Secrecy Act and AML program requirements, customer due diligence, beneficial ownership, currency and suspicious activity reporting, sanctions compliance, and independent testing. Questions often turn on thresholds, aggregation, escalation, and the distinction between a control weakness and a reportable event.
386 words, about 2 min05Consumer Protection and Fair Lending
This domain tests conduct rules that govern the consumer lending lifecycle: fair access, clear disclosures, fair servicing, and prohibitions on unfair, deceptive, or abusive acts or practices. Expect ECOA/Reg B, TILA/Reg Z, RESPA/Reg X, HMDA/Reg C, UDAAP, and fair lending theories.
370 words, about 2 min06Liquidity, Market Risk, and Interest Rate Risk
This domain tests how banks survive cash-flow stress, measure trading and valuation risk, and manage interest rate risk in the banking book. Expect LCR and NSFR mechanics, liquidity stress testing, VaR limitations, EVE and NII sensitivity, gap analysis, and duration.
367 words, about 2 min07Corporate Governance, Ethics, and Internal Controls
This domain tests board and management responsibilities, the three lines model, risk appetite, conflicts of interest, ethics, whistleblowing, internal audit independence, and internal control over financial reporting. Questions often ask who owns a control, who provides assurance, and what evidence proves board oversight.
367 words, about 2 min08Regulatory Reporting, Examinations, and Enforcement
This domain tests how banks produce regulatory reports, prepare for examinations, respond to findings, and face enforcement. Expect Call Report and FR Y-9C mechanics, data governance, examination scope, matters requiring attention, violations, consent orders, and civil money penalties.
369 words, about 2 min