CT Real Estate study plan
CT Real Estate · Give each week a clear focus.
8 weeks · About 6 hours per week
Agency, Fiduciary Duties, and Brokerage Relationships
Distinguish client, customer, and unrepresented party, then correctly label every party in 8 written transaction scenarios
List the fiduciary duties owed to a client and match each duty to at least two concrete breach examples
Trace the agency disclosure sequence from first substantive contact through written acknowledgment, and state what must be in writing
Differentiate single agency, dual agency, and designated agency, and explain what informed written consent must contain
Explain how brokerage relationship type changes the licensee's obligations to each side of a transaction
Your checkpoint
One-page agency decision tree plus 15 self-written scenario answers scored at 12/15 or better
Contracts and Contract Law
Identify the elements of a valid contract and apply them to 6 fact patterns to reach an enforceability conclusion
Differentiate offer, counteroffer, acceptance, and revocation, and determine the exact moment a binding agreement exists
Apply statute-of-frauds and signature requirements to listing agreements, purchase contracts, and addenda
Compare exclusive-right-to-sell, exclusive-agency, and open listing arrangements and compute commission splits in 4 examples
Explain contingencies, default, remedies, and earnest-money disposition in 5 dispute scenarios
Your checkpoint
Contract-terms checklist plus a 20-question self-quiz scored at 80% or better
Real Property Ownership, Interests, and Encumbrances
Classify freehold and leasehold estates and solve 8 title-vesting problems involving tenancy in common, joint tenancy, and severance
Categorize liens as general or specific and voluntary or involuntary, then rank priority in 5 competing-lien scenarios
Distinguish easements, licenses, encroachments, and deed restrictions, and determine which survive a transfer or foreclosure
Read and interpret metes-and-bounds, lot-and-block, and government-survey legal descriptions, and compute one parcel area
Explain how each type of encumbrance affects marketability and insurability of title
Your checkpoint
Encumbrance priority worksheet with 10 solved scenarios showing rank order and reasoning
Financing, Valuation, and Appraisal
Compute loan-to-value, down payment, monthly PITI, and qualifying ratios for 6 borrower scenarios without a calculator error
Compare conventional, FHA, VA, and USDA programs on down payment, insurance, assumability, and occupancy conditions
Select the appropriate valuation approach for a given property type and justify the choice in writing
Complete a sales-comparison adjustment grid and compute gross rent multiplier and capitalization rate
Explain appraisal independence rules and how a low appraisal changes financing and closing outcomes
Your checkpoint
One-page formula sheet plus 25 mixed calculation problems scored at 80% or better
Connecticut License Law, Practice, and Disclosures
Outline the Connecticut licensing path, including pre-licensing education, examination, application, renewal, and continuing education requirements
Describe the authority of the state real estate commission and the complaint, investigation, and hearing sequence
Compile a list of prohibited conduct and match each item to the range of disciplinary penalties available
Apply advertising, team-name, and unlicensed-assistance rules to 6 realistic practice scenarios
Sequence each required disclosure in a transaction and state the deadline for delivering it
Your checkpoint
Two-column reference table of prohibited conduct mapped to penalties, with at least 15 entries
Transfer of Title, Closing, and Settlement
Sequence every step from executed contract to recorded deed, and assign responsibility to buyer, seller, lender, broker, and settlement agent
Explain title search, title commitment, and the difference between an owner's policy and a lender's policy
Reconcile a settlement statement by allocating debits and credits and prorating property taxes and rents at closing
Compare warranty, bargain-and-sale, and quitclaim deeds by the covenants each conveys
Compute state and local conveyance tax and identify the party responsible for paying each closing cost
Your checkpoint
Five completed settlement statement reconciliations with zero arithmetic errors and a written note explaining each proration
Agency, Fiduciary Duties, and Brokerage Relationships & Real Property Ownership, Interests, and Encumbrances
Re-drill the two lowest-scoring domains from prior quizzes until each reaches 85% accuracy
Assemble and answer a timed 40-item mixed set spanning all six domains
Write 10 new flashcards per weak sub-topic and self-test them twice
Rebuild the agency decision tree and encumbrance worksheet from memory and correct any drift against your notes
Your checkpoint
Timed 40-question mixed set completed at 80% or better with an item-by-item error log
Contracts and Contract Law & Financing, Valuation, and Appraisal & Transfer of Title, Closing, and Settlement & Connecticut License Law, Practice, and Disclosures
Complete two full-length timed simulated exams under test-day conditions
Categorize every missed item by domain and sub-topic, then rank the top three error clusters
Re-study only the top three error clusters using flashcards and worked examples
Recite the agency disclosure sequence, contract-to-closing timeline, and settlement proration method from memory
Your checkpoint
Final error log showing every missed item categorized, re-taught, and re-tested correctly
Milestones
Week 4: Score 80% or better on a 30-question quiz covering only Domains 1 through 4, with all calculation work shown
Week 6: Score 80% or better on a 30-question quiz covering only Domains 5 and 6, and complete all five settlement reconciliations without arithmetic error
Week 8: Score at or above your target passing threshold on two consecutive full-length timed simulated exams, and confirm no domain falls below 70%