CT Real Estate study materials
CT Real Estate study resources

CT Real Estate study plan

CT Real Estate · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Agency, Fiduciary Duties, and Brokerage Relationships

  • Distinguish client, customer, and unrepresented party, then correctly label every party in 8 written transaction scenarios

  • List the fiduciary duties owed to a client and match each duty to at least two concrete breach examples

  • Trace the agency disclosure sequence from first substantive contact through written acknowledgment, and state what must be in writing

  • Differentiate single agency, dual agency, and designated agency, and explain what informed written consent must contain

  • Explain how brokerage relationship type changes the licensee's obligations to each side of a transaction

Your checkpoint

One-page agency decision tree plus 15 self-written scenario answers scored at 12/15 or better

Week 2

Contracts and Contract Law

  • Identify the elements of a valid contract and apply them to 6 fact patterns to reach an enforceability conclusion

  • Differentiate offer, counteroffer, acceptance, and revocation, and determine the exact moment a binding agreement exists

  • Apply statute-of-frauds and signature requirements to listing agreements, purchase contracts, and addenda

  • Compare exclusive-right-to-sell, exclusive-agency, and open listing arrangements and compute commission splits in 4 examples

  • Explain contingencies, default, remedies, and earnest-money disposition in 5 dispute scenarios

Your checkpoint

Contract-terms checklist plus a 20-question self-quiz scored at 80% or better

Week 3

Real Property Ownership, Interests, and Encumbrances

  • Classify freehold and leasehold estates and solve 8 title-vesting problems involving tenancy in common, joint tenancy, and severance

  • Categorize liens as general or specific and voluntary or involuntary, then rank priority in 5 competing-lien scenarios

  • Distinguish easements, licenses, encroachments, and deed restrictions, and determine which survive a transfer or foreclosure

  • Read and interpret metes-and-bounds, lot-and-block, and government-survey legal descriptions, and compute one parcel area

  • Explain how each type of encumbrance affects marketability and insurability of title

Your checkpoint

Encumbrance priority worksheet with 10 solved scenarios showing rank order and reasoning

Week 4

Financing, Valuation, and Appraisal

  • Compute loan-to-value, down payment, monthly PITI, and qualifying ratios for 6 borrower scenarios without a calculator error

  • Compare conventional, FHA, VA, and USDA programs on down payment, insurance, assumability, and occupancy conditions

  • Select the appropriate valuation approach for a given property type and justify the choice in writing

  • Complete a sales-comparison adjustment grid and compute gross rent multiplier and capitalization rate

  • Explain appraisal independence rules and how a low appraisal changes financing and closing outcomes

Your checkpoint

One-page formula sheet plus 25 mixed calculation problems scored at 80% or better

Week 5

Connecticut License Law, Practice, and Disclosures

  • Outline the Connecticut licensing path, including pre-licensing education, examination, application, renewal, and continuing education requirements

  • Describe the authority of the state real estate commission and the complaint, investigation, and hearing sequence

  • Compile a list of prohibited conduct and match each item to the range of disciplinary penalties available

  • Apply advertising, team-name, and unlicensed-assistance rules to 6 realistic practice scenarios

  • Sequence each required disclosure in a transaction and state the deadline for delivering it

Your checkpoint

Two-column reference table of prohibited conduct mapped to penalties, with at least 15 entries

Week 6

Transfer of Title, Closing, and Settlement

  • Sequence every step from executed contract to recorded deed, and assign responsibility to buyer, seller, lender, broker, and settlement agent

  • Explain title search, title commitment, and the difference between an owner's policy and a lender's policy

  • Reconcile a settlement statement by allocating debits and credits and prorating property taxes and rents at closing

  • Compare warranty, bargain-and-sale, and quitclaim deeds by the covenants each conveys

  • Compute state and local conveyance tax and identify the party responsible for paying each closing cost

Your checkpoint

Five completed settlement statement reconciliations with zero arithmetic errors and a written note explaining each proration

Week 7

Agency, Fiduciary Duties, and Brokerage Relationships & Real Property Ownership, Interests, and Encumbrances

  • Re-drill the two lowest-scoring domains from prior quizzes until each reaches 85% accuracy

  • Assemble and answer a timed 40-item mixed set spanning all six domains

  • Write 10 new flashcards per weak sub-topic and self-test them twice

  • Rebuild the agency decision tree and encumbrance worksheet from memory and correct any drift against your notes

Your checkpoint

Timed 40-question mixed set completed at 80% or better with an item-by-item error log

Week 8

Contracts and Contract Law & Financing, Valuation, and Appraisal & Transfer of Title, Closing, and Settlement & Connecticut License Law, Practice, and Disclosures

  • Complete two full-length timed simulated exams under test-day conditions

  • Categorize every missed item by domain and sub-topic, then rank the top three error clusters

  • Re-study only the top three error clusters using flashcards and worked examples

  • Recite the agency disclosure sequence, contract-to-closing timeline, and settlement proration method from memory

Your checkpoint

Final error log showing every missed item categorized, re-taught, and re-tested correctly

Milestones

Week 4: Score 80% or better on a 30-question quiz covering only Domains 1 through 4, with all calculation work shown

Week 6: Score 80% or better on a 30-question quiz covering only Domains 5 and 6, and complete all five settlement reconciliations without arithmetic error

Week 8: Score at or above your target passing threshold on two consecutive full-length timed simulated exams, and confirm no domain falls below 70%