CFEI cheat sheet

Instructional design sequence: needs assessment, measurable learning objectives, content and method selection, delivery, evaluation, revision.

Use Bloom's taxonomy verbs to write objectives at the intended cognitive level; "list" and "identify" are recall-level, "calculate" and "compare" are application-level.

Adult learning (andragogy) principles: learners need relevance, self-direction, problem-centered content, and immediate applicability.

Gagne's nine events of instruction: gain attention, state objectives, recall prior knowledge, present content, guide learning, elicit performance, give feedback, assess, enhance retention.

Program evaluation levels (Kirkpatrick): reaction, learning, behavior, results; each level requires different measurement tools.

Formative evaluation occurs during delivery to adjust instruction; summative evaluation occurs after to judge overall effectiveness.

Delivery modality trade-offs: in-person enables immediate feedback and hands-on practice; online scales reach but requires deliberate engagement design.

Accessibility and inclusion: provide materials in multiple formats, plain language, and accommodations so diverse learners can access content.

Informed consent requires disclosing purpose, scope, data use, and the limits of the educator's role before collecting learner information.

Educators must distinguish education from personalized financial advice; recommending specific products or securities crosses into regulated advice.

Confidentiality: learner financial data is sensitive; collect only what is necessary, secure it, and avoid sharing without consent.

Conflict-of-interest rule: disclose any compensation, sales relationship, or referral arrangement that could bias content.

Competence boundary: refer learners to qualified professionals (attorneys, tax preparers, licensed advisors) when needs exceed educator expertise.

Objectivity: present balanced information, disclose assumptions, and avoid presenting one product or strategy as universally best.

Accuracy and currency: cite reliable sources, date materials, and update content when laws, rates, or regulations change.

Professional standards bodies issue codes of ethics emphasizing integrity, objectivity, confidentiality, competence, and fair treatment of learners.