FL RE Broker study plan

Map the DBPR/FRE C licensing chain from sales associate to broker to broker-officer, listing the experience, education, and exam prerequisites for each step

Outline FREC's rulemaking and disciplinary authority versus DBPR's regulatory and enforcement authority, and identify which body handles which complaint type

Reconstruct the escrow disbursement rules (good-faith doubt, conflicting demands, interpleader, notice to FREC) and write a one-page decision flow

List the recordkeeping retention periods for brokerage records, escrow records, and advertising, and note which must be kept on-site in Florida

Draft a compliant advertisement for a team name and a fictitious-name brokerage, checking the required brokerage name placement and the rules on team advertising

Differentiate transaction broker, single agent, and no brokerage relationship by default status, required disclosures, and duties owed, and state when each disclosure must be delivered

Explain transition from single agent to transaction broker, including the written consent requirement and timing relative to showing property

Describe designated sales associate appointments and how they limit vicarious liability within one brokerage

Identify the business-entity registrations a brokerage may use and the qualifying-broker requirements for each

Analyze three short fact patterns and assign the correct relationship type plus the disclosure that was missing or late

Walk through the Florida residential sale contract section by section, noting which blanks drive contingency deadlines and which riders change default risk allocation

Compute documentary stamp tax on deeds and on promissory notes, including the Miami-Dade surtax distinction, for five transaction scenarios

Prorate property taxes, rent, and interest at closing using both the 365-day and 30/360 conventions, and reconcile the difference

Complete a net-to-seller worksheet from a commission rate, payoff, closing costs, and prorated items

Identify the disclosure timing obligations under TILA-RESPA integrated disclosures and where they sit relative to contract dates

Draft an office policy manual outline covering supervision, advertising approval, escrow handling, and complaint escalation

Build a monthly trust-account reconciliation template (three-way reconciliation: book balance, bank balance, and individual ledger totals) and run it against a sample ledger

Distinguish employee versus independent contractor treatment for sales associates, listing the factors that matter and the written-agreement requirements

Design a new-associate onboarding and training sequence covering Florida law basics, office systems, and supervision checkpoints

Identify the risk-management controls that prevent the most common brokerage claims (unauthorized practice, undisclosed dual compensation, mishandled deposits)

Compare conventional, FHA, VA, and USDA loan programs on down payment, mortgage insurance, occupancy, and property-condition requirements

Trace the underwriting pipeline from pre-approval through clear-to-close, naming the documents generated at each stage and who produces them

Explain the three appraisal approaches and select the appropriate approach for five property types

Distinguish a comparative market analysis from an appraisal in scope, licensing, and liability, and state what a broker may and may not call an appraisal

Map Florida homestead protections, including the save-our-homes cap and the exemption application deadline, and note the limits on devise and descent

Identify the coastal and environmental permitting overlays that affect a transaction (erosion control lines, wetlands, protected species) and when they surface in due diligence

Classify estates and tenancies (fee simple, life estate, tenancy in common, joint tenancy, tenancy by the entirety) and state the conveyance and creditor consequences of each

Explain easements by prescription, implication, and necessity, and distinguish an easement from a license

Rank lien priority and explain how a mortgage foreclosure extinguishes junior liens but not senior ones

Compare condominium, cooperative, and planned-community ownership structures on unit boundaries, assessments, and governing documents

Explain how zoning, nonconforming use, and variance approvals affect value and marketability

Detect red flags of loan fraud (inflated appraisals, undisclosed second liens, occupancy misrepresentation) and state the reporting obligation

Apply federal and Florida fair housing protected classes to advertising, showing, and screening scenarios, including Florida's added protections

Test five advertisement drafts for fair housing and Florida advertising-rule compliance and rewrite the deficient ones

Explain antitrust prohibitions on price fixing, group boycotts, and market allocation, and identify the phrases in a brokerage meeting that create exposure

Outline do-not-call, telemarketing, and solicitation rules, including the internal do-not-call list obligation and calling-time limits

Apply NAR Code of Ethics concepts (Article 1, Article 16, and the procurement-cause standard) to three complaint scenarios

Describe the disciplinary process from complaint through probable cause, formal complaint, hearing, and appeal

Assemble a one-page formula sheet covering commission splits, prorations, LTV, qualifying ratios, and documentary stamp tax, and drill it until it can be reproduced from memory

Take two full-length timed practice exams under test conditions and log every missed question by domain

Re-teach the three weakest domains from your error log by writing short explanations in your own words

Review the licensing, escrow, and agency disclosure rules one final time, since they appear across multiple domains

Build a test-day plan covering timing per question, flagging strategy, and how to handle calculation items