FL Real Estate study plan

Identify the essential elements of a valid real estate contract and spot which element is missing in 20 short scenarios

Classify contracts by type, validity, and status (express, implied, bilateral, void, voidable, unenforceable, executed)

Distinguish breach remedies (specific performance, liquidated damages, rescission, damages) and when each applies

Map the required disclosures and contingencies that appear in Florida residential purchase contracts

Explain how offer, counteroffer, acceptance, and revocation terminate or create a binding agreement

Differentiate general warranty, special warranty, bargain and sale, and quitclaim deeds by the covenants each carries

Trace a chain of title and distinguish actual notice, constructive notice, and inquiry notice

Rank liens by priority and classify them as voluntary/involuntary and general/specific

Classify encumbrances and ownership restrictions (easements, encroachments, CC&Rs, deed restrictions, government police power)

Explain the doctrines of adverse possession, prescription, and dedication in Florida terms

Calculate PITI, LTV, and the housing/DTI qualifying ratios for 15 loan scenarios

Compare conventional, FHA, VA, and USDA loans by down payment, insurance, and eligibility rules

Sequence the disclosure and timing requirements of RESPA/Regulation X and TILA/TRID

Classify mortgage clauses (acceleration, defeasance, prepayment penalty, due-on-sale) and foreclosure types (judicial, nonjudicial, short sale, deed in lieu)

Differentiate primary and secondary mortgage market participants and what each does

Classify agency relationships (single agent, transaction broker, no brokerage, designated sales associate) and the duties owed under each

Apply Florida disclosure-timing rules for agency relationships and brokerage relationship notices

Identify license law violations and match each to its disciplinary penalty range

Explain the requirements for licensure, renewal, continuing education, and business entity registration in Florida

Distinguish fiduciary duties and resolve 20 conflict-of-interest scenarios

Differentiate freehold estates from leasehold estates and identify which rights each conveys

Compare forms of co-ownership (tenancy in common, joint tenancy, tenancy by the entirety) by survivorship and severance rules

Explain how easements, licenses, and profits are created and terminated

Describe the activities that require a Florida real estate license and those that are exempt

Distinguish the roles of sales associates, broker associates, and broker-owners in a brokerage business

Interpret metes-and-bounds descriptions and convert bearings and distances into a sketch

Calculate lot dimensions, acreage, and section/township/range location from a government survey description

Apply the sales comparison, cost, and income approaches to the property types each suits best

Compute adjustments in a sales comparison grid and reconcile a final value estimate

Explain highest and best use and the difference between market value, price, and cost

Complete a settlement statement scenario calculating debits, credits, and each party's net proceeds

Prorate taxes, rent, and interest across a closing date using both the 365-day and 12-month methods

Calculate commissions, splits, and broker-to-sales-associate disbursements

Convert between decimals, fractions, and percentages quickly under timed conditions

Verify each math answer with an independent method before moving on

Take two full-length 100-question practice exams under exam conditions and score each by domain

Rank your three weakest domains from the score report and re-drill 25 questions in each

Rebuild one page of notes per domain from memory, then correct it against your materials

Rehearse the math and disclosure rules you missed most often until you can state them without notes