GA Claims Adjuster

Georgia Claims Adjuster License (Licensed Adjusters)

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About this exam

The Georgia claims adjuster credential is issued through the Georgia Office of Insurance and Safety Fire Commissioner, the state office that licenses and regulates insurance companies, investigates reports of insurance fraud, and inspects buildings to prevent fire. Within that office, the Agents & Agency Licensing section administers the adjuster licensing pathway, and the site lists a dedicated page for Licensed Adjusters, Public Adjusters, Counselors & Surplus Lines Brokers alongside separate pages for Staff Adjusters and Emergency Disaster Adjusters. Because the office publishes distinct pathways, candidates should first confirm which adjuster category fits their work - company staff, independent, public, emergency disaster, counselor, or surplus lines broker - before studying, since each category carries its own licensing track. The credential suits people who investigate, evaluate, and settle property and casualty claims on behalf of insurers, and public adjusters who represent policyholders. Exam content for the licensed adjuster pathway generally spans Georgia insurance law and regulation, licensing and producer duties, policy provisions, and claims handling practice, but candidates should verify current scope, question count, time limit, passing score, fee, and retake rules directly with the Commissioner's office rather than relying on secondhand summaries. Preparation works best in layers: read the governing Georgia statutes and rules, work through claims scenarios that test coverage analysis and documentation, then use practice questions to find weak domains. The Commissioner's office also runs a License Lookup tool for checking whether an insurance professional, agency, or company is licensed in Georgia, which is useful for verifying your own status after applying.

What you'll study

Common questions

About GA Claims Adjuster preparation

Who regulates adjuster licensing in Georgia?

The Office of the Commissioner of Insurance and Safety Fire Commissioner licenses and regulates insurance companies, investigates reports of insurance fraud, and inspects buildings to prevent fire. Adjuster licensing sits under its Agents & Agency Licensing section, which also handles agent and agency licensing, renewals, and a dispute process for license denials.

Which adjuster category should I apply under?

The Commissioner's site separates Licensed Adjusters, Public Adjusters, Counselors & Surplus Lines Brokers from Staff Adjusters and Emergency Disaster Adjusters, and each has its own page. Read both pages before applying. Choosing the wrong track wastes filing time, so match the category to how you actually handle claims.

How do I confirm the exam format, fee, and passing score?

Those details are not published on the Commissioner's main site, so confirm them directly with the office before scheduling. Call the primary line at (404) 656-2070 or toll-free at (800) 656-2298, or email [email protected]. Office hours are Monday to Friday, 08:00 a.m. to 05:00 p.m. Eastern.

What does the Commissioner's office actually do for consumers?

The Consumer Services Division is the investigative arm of the office, working to ensure fair and equitable dealings between insurers, agents, and policyholders. If a consumer complains about an insurance provider or agent, or about how a claim is being handled, the division may be able to help resolve the issue through its formal complaint process.

How can I check whether an adjuster license is active?

Use the License Lookup tool on the Commissioner's website, which shows whether an insurance professional, agency, or company is licensed in Georgia. Adjusters can use it to confirm their own status after applying or renewing, and consumers can use it before hiring or working with an adjuster.

Where is the office and when can I visit?

The office is at 2 Martin Luther King Jr. Dr. West Tower, Suite 702, Atlanta, GA 30334. Hours are Monday to Friday, 08:00 a.m. to 05:00 p.m. Eastern Time. Service of process is handled separately by Michael Dawson, Executive Counsel, at Suite 704 West Tower, weekdays 8:00 AM to 12:00 PM and 1:00 PM to 4:00 PM.

What is the most common preparation mistake?

Studying generic claims material without first confirming which Georgia adjuster category you are applying under. The state maintains separate pathways for licensed, staff, emergency disaster, and public adjusters. Confirm your category, then build study time around Georgia-specific licensing rules, policy provisions, and claim investigation practice.

How should I sequence my study time?

Start with the licensing framework and the duties of the Commissioner's office, then move to policy provisions and coverage analysis, then claims investigation and documentation, and finish with timed practice questions. Weight later review toward whichever topic produces your lowest practice scores rather than rereading material you already know.

Who is the current Insurance and Safety Fire Commissioner?

John F. King, the first Hispanic statewide official in Georgia history, was sworn into office July 1, 2019, and was elected to a full four-year term on November 8, 2022. He leads the Office of the Commissioner of Insurance and Safety Fire, which licenses and regulates insurers and investigates insurance fraud.

How do I report suspected insurance fraud or arson?

Insurance fraud reports go through the Commissioner's Report Complaints & Fraud channel, and consumer complaints can be filed through the Consumer Services Division process described on the Report Complaints webpage. For fire scene examination assistance, agencies call the State Fire Marshal's Investigation Unit 24/7 hotline at 1-800-282-5804.