GA Claims Adjuster study plan

GA Claims Adjuster · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Licensed Adjusters, Public Adjusters, Counselors & Surplus Lines Brokers

Map the Georgia adjuster licensing framework by writing out each license category the exam covers (company/staff adjuster, independent adjuster, public adjuster, counselor, surplus lines broker) and stating who may transact each type of claim
Distinguish public adjusters from company and independent adjusters by listing the activities each may and may not perform and who each represents
Identify the Georgia department that regulates adjusters, the license application steps, and the prelicensing and exam requirements for each category
Build a one-page glossary of statutory terms you keep encountering (transact, resident, nonresident, solicitor, broker) and define each in your own words

A single reference sheet listing every license category with its allowed activities, representation, and licensing steps, plus a 15-term glossary

Week 2

Outline the public adjuster contract requirements: written agreement, permissible fee or commission structure, cancellation rights, and timing rules for signing after a loss
Explain the restrictions on a public adjuster soliciting a loss, including when contact is prohibited during an emergency or catastrophe declaration
Describe fiduciary duties for handling claim funds, including trust or escrow handling and recordkeeping expectations
Summarize the standards for prohibited conduct such as misrepresentation, rebating, and settling a claim without authority

A two-page contract-and-conduct checklist for public adjusters with every required clause and every prohibited act flagged

Week 3

Detail the counselor license: what a counselor may do, how it differs from a public adjuster, and the scope limits on negotiating or advising on claims
Describe surplus lines broker eligibility, the diligent search or declination requirement, and the rules for placing coverage with an unauthorized insurer
Explain surplus lines premium tax and reporting obligations and who bears responsibility for remittance
Compare the continuing education, bond, and appointment or termination reporting rules that apply across these license categories

A comparison table of counselor versus public adjuster versus surplus lines broker covering scope, requirements, and reporting duties

Week 4

List the grounds for license denial, suspension, revocation, and administrative fine, and match each to the license category it most affects
Describe the disciplinary process from complaint through hearing and appeal, and identify the hearing and appeal rights of a licensee
Explain continuing education hour requirements, recordkeeping, and the consequences of late or incomplete CE
State the rules on appointment, termination notification, and change of address or name reporting, including deadlines

A one-page disciplinary and compliance timeline showing each reporting deadline and its penalty for missing it

Week 5

Apply the licensing rules to scenario questions by writing a short answer for ten fact patterns involving unlicensed activity, fee disputes, and solicitation
Identify the point in each scenario where a violation occurs and name the specific rule or duty breached
Practice distinguishing a permissible fee arrangement from an illegal one under the public adjuster rules
Review missed concepts from weeks 1 through 4 and rewrite your notes into question-and-answer format

Ten written scenario answers with the rule cited for each, scored against your own answer key

Week 6

Memorize the numeric thresholds you must know: fee caps or commission limits, CE hours, reporting day counts, and license term lengths
Drill the differences between resident and nonresident licensing, including reciprocity and the designated home state concept
Explain how surplus lines eligibility interacts with admitted-market availability and what documentation proves a diligent search
Complete a timed 50-question practice set drawn only from these topics and log every wrong answer with the correct rule

A numbers-and-deadlines flashcard deck plus an error log from the timed practice set

Week 7

Re-read your error log and restate each missed rule in one sentence you can recall under time pressure
Work through the weakest three subtopics until you can answer without referring to notes
Explain out loud, in under two minutes each, how a public adjuster contract is formed, how a surplus lines placement is documented, and how discipline is imposed
Take a second timed practice set and compare accuracy against week 6

A revised one-page master sheet of the rules you missed twice, plus a before-and-after accuracy comparison

Week 8

Simulate exam conditions with two full-length timed practice exams and no notes
Review only the items missed in the simulations and confirm each correction against your master sheet
Recite the license categories, key deadlines, and prohibited acts from memory in a single pass
Finalize exam-day logistics: identification, appointment confirmation, and a one-page last-look sheet

Two completed simulated exams with scores recorded and a final one-page last-look sheet

Week 2: Can state every public adjuster contract requirement and every prohibited solicitation practice without notes

Week 4: Can name each disciplinary ground, the hearing and appeal path, and every reporting deadline with its penalty

Week 6: Scores at least 70 percent on the timed 50-question practice set and has a written error log for every miss

Week 8: Scores at least 80 percent on both full-length simulations and can recite license categories, deadlines, and prohibited acts from memory