GA Property & Casualty study plan

Build a one-page timeline of the Georgia producer licensing lifecycle (prelicensing education, exam, application, appointment, renewal, continuing education), labeling each step with its requirement source.

Define 25 foundational terms (insured, insurer, indemnity, insurable interest, subrogation, aleatory, adhesion, utmost good faith, waiver, estoppel) and write an original example sentence for each.

Distinguish representations, warranties, concealment, and misrepresentation, and identify which would void coverage versus merely adjust a claim.

List the four elements of a valid contract and the four elements of negligence, then apply each element to two short fact patterns.

Recite the Commissioner's core powers and ten prohibited unfair trade or claims practices without notes.

Outline the structure of a property policy (declarations, insuring agreement, conditions, exclusions, definitions) and label where each of six common provisions lives.

Solve five loss-settlement problems (actual cash value, replacement cost, coinsurance penalty, deductible application, and a total loss) showing every calculation step.

Distinguish the four liability damage categories (special, general, punitive, compensatory) and match each of six claim examples to its category.

Compare the common law and comparative negligence defenses and identify which apply in three given scenarios.

Classify 20 policy exclusions as property-related, liability-related, or both, and state the underwriting reason for each.

Reconstruct the Personal Auto Policy part by part (liability, medical payments, uninsured/underinsured motorist, physical damage) and list what each part pays and to whom.

Apply split liability limits to four multi-claimant accident scenarios and state the maximum payable per person and per accident.

Decide coverage for six fact patterns involving newly acquired autos, non-owned autos, temporary substitute autos, and business use of a personal vehicle.

List eight PAP exclusions and explain how each one removes or limits coverage.

Differentiate collision from other-than-collision coverage and rank five sample losses into the correct coverage.

Compare HO-2, HO-3, HO-5, and HO-8 on perils insured against, valuation, and eligibility, and record the distinctions in a table.

Compute Coverage A, B, C, and D limits from a given Coverage A amount and apply the special dollar limits (jewelry, money, silverware, business property) to five sample claims.

Contrast the DP-1, DP-2, and DP-3 dwelling forms and list three structural differences between a dwelling policy and a homeowners policy.

Identify which of 12 losses are covered under an HO-3 but excluded under a dwelling policy, and state why.

Explain how the loss-of-use, medical payments to others, and personal liability sections interact on a single homeowners claim.

Identify the component coverage parts of the commercial package policy and explain how modular forms are attached and coordinated.

Distinguish building and personal property coverage, business income with extra expense, and the key commercial property exclusions in a comparison table.

Contrast occurrence and claims-made liability triggers, and describe the three CGL coverage parts and who each one protects.

Determine Businessowners Policy eligibility for eight sample risks and list the coverages a BOP provides automatically.

Select the correct specialty coverage (inland marine, crime, umbrella, or equipment breakdown) for six described exposures.

List the four workers compensation benefit categories (medical, disability income, death, rehabilitation) and describe how each is determined.

Explain the exclusive remedy doctrine and the three structural parts of a workers compensation statute.

Distinguish Part One, Part Two, and Part Three of a workers compensation and employers liability policy and state what each responds to.

Re-study the two lowest-scoring domains from Weeks 1-5 and rewrite ten missed questions with correct reasoning.

Recite the Georgia-specific coverage and benefit rules flagged in your state supplement.

Complete two full-length timed practice exams under exam-day conditions with no notes.

Log every incorrect answer by domain and identify the three highest-error domains.

Re-drill the three highest-error domains until each reaches 85% or better on a 20-question set.

Review Georgia licensing, appointment, continuing education, and cancellation/nonrenewal notice rules from your state supplement.

Complete three timed 50-question mixed drills and score 85% or higher on each.

Write from memory a one-page sheet of the key numbers and limits (coinsurance percentages, homeowners limit relationships, PAP minimums, deductible mechanics).

Re-answer every remaining item in the error log until each is correct twice in a row.

Schedule a light review of only the cheat sheet and error log for the final 48 hours before the exam.