HI Real Estate study plan

Map the regulatory hierarchy: Hawaii Real Estate Commission authority, HRS chapter 467 licensing statute, and the HAR Title 16 chapter 99 administrative rules, noting which body does what.

List each license category and the pre-license education, examination, and experience steps required to obtain it.

Sequence the renewal cycle: license term, continuing education hour requirements, and the consequences of lapsed or inactive status.

Outline the complaint-to-discipline pipeline, including investigation, contested case hearing, and the range of disciplinary actions the Commission may impose.

Define prohibited conduct and unlicensed-activity boundaries, writing one plain-language sentence for each prohibition.

Distinguish the statutory and rule-based duties owed to clients versus customers, and identify when each duty attaches.

Explain agency creation, the timing and mechanics of agency disclosure, and the consumer-acknowledgment requirement.

Compare single agency, dual agency with informed written consent, and designated agency, listing the conflicts each creates.

Identify when a broker's duties to a client terminate and what survives termination.

Trace three short fact patterns to the correct agency relationship and disclosure obligation.

Annotate each required element of a Hawaii residential purchase contract and identify which terms must be in writing to be enforceable.

Sequence the contingency and deadline calendar from acceptance through closing, including inspection, financing, and appraisal windows.

Differentiate listing agreements by type and explain how each terminates and how compensation is earned.

Describe broker supervision obligations, recordkeeping duties, and the handling and disbursement of trust funds.

Diagnose five contract-breach and earnest-money-dispute scenarios and state the correct outcome.

Classify the estates and interests in land, distinguishing freehold from leasehold and identifying which interests survive conveyance.

Explain how title is held and conveyed, contrasting tenancy in common, joint tenancy, and other vesting forms.

Trace the land tenure system unique to Hawaii, contrasting fee simple with leasehold and describing the lease-to-fee conversion framework.

Summarize land use controls: zoning, subdivision, special-use permits, shoreline and conservation district rules, and the role of the state land use districts.

Outline the recording and title-evidence systems, including title insurance, Torrens/land court registration, and adverse possession limits.

Compute prorations, transfer taxes, and closing costs across three worked settlement scenarios.

Walk through the seller disclosure requirement and the buyer's rescission window, and state who is exempt.

Define the three approaches to value and select the appropriate approach for a given property type.

Read a closing statement line by line and assign each charge to the correct party.

Compare loan products by term, rate structure, down payment, and eligibility, including government-backed and conventional options.

Compute principal, interest, and monthly payment on a fixed-rate loan, and identify which costs appear in the annual percentage rate.

Explain the lender's underwriting sequence and the disclosures and timing rules tied to the loan estimate and closing disclosure.

Describe default, foreclosure, and the alternatives available to a distressed borrower.

Evaluate valuation adjustments by reconciling comparable sales against the subject property.

Draft the property manager's core duties: budgeting, rent collection, maintenance, accounting, and owner reporting.

Explain the condominium governance structure, from the association and board through the declaration and bylaws.

Summarize the material components of a condominium or community association resale disclosure packet and the buyer's review period.

Identify the consumer protection statutes that overlay residential transactions and the practices each prohibits.

Outline fair housing protections and apply them to four discrimination fact patterns.

Retake one timed practice exam per domain and rank all five domains by percentage score.

Rewrite the ten most-missed concepts as single-sentence memoranda in your own words.

Simulate a full-length timed exam under test-day conditions with no interruptions.

Drill the two lowest-scoring domains until each reaches 85% or better on a repeat attempt.