QFA Loans case studies
QFA Loans · Put your knowledge to work in context.
The QFA Certificate in Professional Financial Advice is a professional qualification offered by LIA, an educational and professional association for people working in the financial services industry. LIA describes itself as the Centre of Excellence for the Education and Development of Finance Professionals, and its programmes are offered in partnership with Atlantic Technological University Sligo, ranging from Level 7 to Level 9 on the National Framework of Qualifications. The QFA Loans case studies are 5 cases and about 2,438 words.
1Income Protection or PHI Rider After a Cancer Diagnosis
Priya, 41, is a self-employed graphic designer earning €68,000. Two years ago she completed treatment for Stage II breast cancer and is now in remission, under annual oncology review with no recurrence.
511 words, about 3 min2Drawdown Versus Annuity for a Client With a Health Impairment
Tom, 66, is retiring with a €310,000 defined contribution pension pot. He is single, has no dependants, and his state pension covers basic costs.
456 words, about 2 min3Buildings Sum Insured After a Renovation
A landlord insures a three-storey commercial building (ground-floor retail let to a tenant, two upper floors let as offices) under a commercial property policy with a buildings sum insured of €850,000, set three years ago. Since then the landlord has completed a €180,000 fit-out including a new roof, upgraded electrical systems and a rear extension.
454 words, about 2 min4Second-Charge Loan Versus Remortgage for a Homeowner
Aoife and Declan own a home valued at €420,000 with an outstanding first mortgage of €190,000 on a fixed rate of 2.9% for another three years. They need €55,000 to fund a kitchen extension.
484 words, about 2 min5Equity Release Versus Downsizing for a Cash-Poor Retiree
Margaret, 74, is a widow living alone in a home worth €380,000, owned outright. Her income is the state pension plus a small occupational pension totalling €19,000 a year.
533 words, about 3 min