Assam ASSEB Higher Secondary Finance study plan

Distinguish the three core financial statements and specify which line items feed each ratio category (liquidity, solvency, activity, profitability)

Compute current ratio, quick ratio, debt-equity ratio, inventory turnover, and net profit margin from a single set of given figures without looking at a formula sheet

Classify ten given funding instruments as long-term or short-term, and as owned or borrowed, and state one advantage and one limitation of each

Explain in your own words why retained earnings are an internal source while debentures are an external source of finance

Interpret a given set of ratios to write three sentences on a firm's liquidity, leverage, and profitability position

Calculate simple interest, compound interest, and present value of a single sum and of an annuity using the standard formulas

Solve for the number of periods and for the interest rate in a compound interest problem by rearranging the formula

Apply the rule of 72 to estimate doubling time and verify the estimate against the exact compound formula

Compute payback period, discounted payback, net present value, and profitability index for a given project cash flow stream

Calculate internal rate of return by interpolation between two discount rates

Rank two mutually exclusive projects by NPV and by IRR and explain in writing why the rankings can conflict

Apply time value of money to discount each year's project cash inflow correctly, including salvage value in the terminal year

Compute the cost of debt after tax, the cost of preference shares, and the cost of equity using both the dividend growth model and the capital asset pricing model

Calculate the weighted average cost of capital from given component costs and capital weights

Explain the difference between the traditional approach and the Modigliani-Miller view of capital structure, and state the effect of each on firm value

Describe the primary market versus the secondary market and identify which functions are performed by a stock exchange

Define finance, financial intermediation, and the flow of funds, and map how savings move from surplus units to deficit units

List the key regulators and institutions in the Indian financial system and state the specific function of each

Distinguish money market instruments from capital market instruments and give two examples of each with their typical maturities

Explain the role of SEBI and the Reserve Bank of India in investor protection and monetary stability

Compute the operating cycle and the cash conversion cycle from given receivable, inventory, and payable days

Estimate working capital requirement using the operating cycle method for a given firm

Compare the aggressive, conservative, and matching approaches to financing current assets and state the risk-return trade-off of each

Describe the main services offered by commercial banks and distinguish a bank overdraft from a cash credit facility

Outline the purpose of at least three non-bank financial services such as leasing, factoring, and bill discounting

Define insurable risk and apply the criteria of insurable interest, utmost good faith, indemnity, and subrogation to three given scenarios

Distinguish life insurance from general insurance and identify the policy types suited to each of four stated needs

Build a personal budget that separates fixed from variable expenses and computes the monthly savings surplus

Set a SMART financial goal and compute the monthly investment needed to reach it using the future value of an annuity formula

Explain why an emergency fund and adequate health cover precede long-term equity investing in a personal plan

Complete two full-length timed mock papers under exam conditions and score them against the marking scheme

Identify the three weakest domains from mock results and rework at least ten questions in each

Recite from memory the formulas for ratios, time value of money, cost of capital, and capital budgeting without reference

Review flagged and uncertain items and resolve each one to a confident answer or a written note