BRBNMPL Online Test key terms

Money that a law requires a creditor to accept when offered in settlement of a debt. In India, Reserve Bank of India notes carry this status and cannot be refused for payment within the country.

A secure vault, usually inside a scheduled commercial bank branch, that stores fresh and withdrawn Reserve Bank of India notes on the central bank's behalf and feeds nearby branches with cash.

A note that has become dirty, limp, folded, or torn through normal use but is still genuine and payable. Banks exchange such notes over the counter free of charge.

A genuine note that is torn, burnt, or damaged so badly that its area or identity is in doubt. Exchange depends on the surviving area and the presence of identifying features.

The specialised branch of printing that produces documents which must resist forgery, such as banknotes, passports, and stamp papers, using secret inks, fine line work, and controlled substrates.

A printing method in which ink sits in recessed grooves engraved into the plate, so the printed image is raised above the paper and can be felt by touch. Used for portraits and denominational numerals on notes.

A faint image formed inside paper while it is still wet during manufacture, visible only when the sheet is held against light. It is a classic first-line check for banknote authenticity.

A thin metallic or plastic strip embedded in banknote paper that appears as a dashed or solid line when held to light and may change colour or show microtext when tilted.

Special ink whose apparent colour shifts as the viewing angle changes, used on high-denomination notes for a numeral or symbol that is hard to photocopy convincingly.

A hidden mark on a banknote that becomes visible only when the note is tilted at a shallow angle to the light, produced by fine parallel lines engraved at different depths.

A serial number printed in a colour that spreads slightly into the paper fibres, so the digits look as if they are bleeding. It is used to make alteration of the number easier to detect.

The unique alphanumeric code printed on every banknote that identifies its batch and helps the issuing authority trace and account for individual notes in circulation.

The transfer of money, often by a person working away from home to family elsewhere. In banking, the word also covers moving funds between accounts or branches.

A negotiable instrument issued by a bank branch, drawn on another branch or bank, and payable on demand to a named payee. It is treated as a safer alternative to carrying cash.

A bank included in the Second Schedule of the Reserve Bank of India Act, which means it meets minimum capital and reserve requirements and enjoys specified central bank facilities.

A scheme that gives farmers a revolving credit facility for crop inputs and allied activities, issued through banks and renewed periodically based on repayment and land records.

The effort to bring unbanked and underbanked people into the formal financial system through basic savings accounts, small credit, insurance, and digital payment access at low cost.

A comparison of two quantities of the same kind, written as a fraction or with a colon, showing how many times one value contains or is contained in the other.

An equation stating that two ratios are equal. In a direct proportion, one quantity rises as the other rises; in an inverse proportion, one falls as the other rises.

A fraction expressed with a denominator of one hundred, used to compare parts of a whole or to describe change. A 20 percent rise followed by a 20 percent fall does not return to the start.

The sum of a set of values divided by how many values there are. If every value in the set is increased by the same amount, the average rises by that amount.

Interest computed only on the original principal for the whole period, without adding accrued interest to the base. The formula is principal times rate times time divided by one hundred.

Interest calculated on the principal plus any interest already earned, so the base grows each period. It always exceeds simple interest over the same period at the same rate.

A problem type in which workers with different rates combine, leave, or replace one another. The standard trick is to convert each worker's rate into a fraction of the job done per day.

A variation of time-and-work problems where inlet pipes fill a tank and outlet pipes empty it. Rates are added for filling and subtracted for emptying.

Problems linking distance, speed, and time, often with trains, boats, or streams. Unit conversion matters: multiply by five-eighteenths to turn kilometres per hour into metres per second.

An arrangement of items in which order matters. The number of ways to arrange n distinct items taken r at a time is n factorial divided by n minus r factorial.

A selection of items in which order does not matter. Choosing r items from n gives n factorial divided by r factorial times n minus r factorial, always fewer than the matching permutation count.

A number between zero and one expressing how likely an event is, found by dividing favourable outcomes by total equally likely outcomes when the sample space is finite and symmetric.

A reasoning question that gives two or more premises and asks which conclusions necessarily follow. Only conclusions forced by every possible arrangement of the terms are valid.

A drawing of overlapping circles used to represent sets and their relationships, handy for testing whether a syllogistic conclusion holds in every possible overlap pattern.

A puzzle that describes family links in coded or indirect wording and asks how two named people are related. Drawing a small family tree while reading prevents most errors.

A puzzle in which a person moves through turns and distances and the question asks for the final position or facing. Sketching each leg on paper is faster than tracking it mentally.

A puzzle that fixes people around a circle or in a row using clues about who sits next to, opposite, or between whom. Start with the most definite clue and build outward.

A question that gives words and their coded forms, then asks for the code of a new word. Identify whether letters are shifted, reversed, or substituted by position before applying the rule.

A question presenting a sequence of numbers, letters, or figures with one missing or wrong element, requiring you to spot the underlying pattern of differences or multipliers.

A pair-based question of the form A is to B as C is to what, testing whether you can identify the relationship in the first pair and apply the same relationship to the second.

Something taken for granted by the speaker but not stated in the passage. A valid assumption is necessary for the argument to stand and is not merely a restatement of it.

A conclusion drawn from stated evidence rather than stated outright. In reasoning tests, a valid inference must follow from the passage and not go beyond what it supports.

A word that means nearly the same as another in a given context. Exam questions usually expect the closest contextual match, not merely a word from the same general area.

A word with a meaning opposite to another. When the options include near-opposites, choose the one that is a true opposite in the sense the stem word carries.

A word that shares spelling or pronunciation with another but has a different meaning, such as bank as a river edge and bank as a financial institution. Context decides which sense applies.

A fixed phrase whose meaning cannot be worked out from its individual words, such as to bite the bullet. Questions ask you to pick the meaning or the correct replacement.

A verb combined with a preposition or adverb that together carry a new meaning, such as put off for postpone. The particle cannot be understood separately from the verb.

A word such as in, on, at, or between that links a noun or pronoun to another element and shows place, time, or direction. Fixed combinations must be memorised.

The words a, an, and the. Definite the points to something already identified; indefinite a or an introduces one of a class. Errors here are a common test item.

The rule that a verb must match its subject in number and person. Intervening phrases, collective nouns, and either-or constructions are the usual traps in test sentences.

The grammatical form that places an action in time and shows whether it is complete, ongoing, or repeated. Consistency within a sentence or paragraph is frequently tested.

The form of a verb showing whether the subject performs the action, as in active voice, or receives it, as in passive voice. Passive constructions need the correct form of be plus past participle.

A passage with words removed at intervals, each blank to be filled from the options given. Read the whole passage first, since later sentences often reveal the intended sense.

A section that gives a passage followed by questions on its main idea, details, tone, or implied meaning. Answers must be supported by the text, not by outside knowledge.