CBI Credit Officer case studies

CBI Credit Officer · Put your knowledge to work in context.

The CBI Credit Officer credential refers to the credit-officer recruitment route at Central Bank of India, a public sector bank. It suits graduates and experienced bankers who want to appraise and sanction loans rather than work only in branch operations. The CBI Credit Officer case studies are 5 cases and about 5,190 words.

Shree Precision Components: Drawing-Power Shortfall Meets an MSME Enhancement Request

Shree Precision Components Pvt Ltd, a Tier-3 auto-ancillary unit near Pune, holds a cash credit limit of Rs 1.25 crore sanctioned 34 months ago and fully drawn for the last nine months. The latest drawing power, computed on a stock-and-debtors statement dated 45 days ago, is Rs 88 lakh.

990 words, about 5 min 2

Ramesh Patil's Kisan Credit Card: Scale of Finance, a Past Overdue and a Borewell

Ramesh Patil owns and cultivates 4 acres of irrigated cotton and 2 acres of rainfed soybean in Jalgaon district, Maharashtra. The district-level technical committee's scale of finance for the current season is Rs 45,000 per acre for irrigated cotton and Rs 28,000 per acre for rainfed soybean.

1,027 words, about 5 min 3

Raghunath Alloys: A Rs 12 Crore Expansion on Rs 1.10 Crore of Profit

Raghunath Alloys Ltd operates a steel re-rolling mill in Raipur. FY2024 revenue fell to Rs 96 crore from Rs 110 crore in FY2023, with an EBITDA margin of 8.0%.

1,077 words, about 5 min 4

Vaibhav Traders: Cash Just Below the Threshold and a Fuzzy Sanctions Hit

At a suburban branch, a current account in the name of 'Vaibhav Traders', a proprietorship of Vaibhav Kulkarni, was opened nine months ago on a declared turnover of Rs 1.2 crore and expected monthly credits of Rs 10 lakh. In the last 45 days the account has received 14 cash deposits between Rs 9.20 lakh and Rs 9.80 lakh, each arriving on a Friday and lodged at three different branches; total credits for the period are Rs 6.80 crore.

1,011 words, about 5 min 5

Deccan Fabrics: Sub-Standard Classification and a Restructuring Request

Deccan Fabrics LLP, a small enterprise registered on Udyam, has a cash credit limit of Rs 1.65 crore and a term loan with Rs 45 lakh outstanding. The term loan instalment of Rs 1.50 lakh due on 5 November and the interest debited to the cash credit on 30 November remain unpaid, and there has been no credit in the cash credit account since 14 November.

1,085 words, about 5 min