Central Bank of India ZBO study materials
Central Bank of India ZBO study resources

Central Bank of India ZBO study plan

Central Bank of India ZBO · Give each week a clear focus.

8 weeks · About 7 hours per week

Week 1

General Awareness and Banking Awareness & Professional Knowledge (Banking and Finance)

  • Build a one-page banking-awareness map covering RBI's functions, monetary-policy tools (repo, reverse repo, CRR, SLR, MSF, OMO), and how each tool affects liquidity

  • Memorise the current RBI Governor, key policy rates, and the most recent monetary-policy stance, and note the date you verified each figure

  • Create a dated current-affairs log and backfill the last 90 days of banking and economy headlines from a single reliable daily source

  • Classify 60 banking terms (NPA, SARFAESI, IBC, CASA, CRAR, Basel III, priority-sector norms, payment systems) into a glossary with a one-line definition each

  • Solve 30 static general-awareness questions on Indian polity, geography, and institutions and log every wrong answer with its correct fact

Your checkpoint

A 60-term banking glossary plus a 90-day current-affairs log with at least 40 dated entries, both in a single revision notebook

Week 2

Professional Knowledge (Banking and Finance) & General Awareness and Banking Awareness

  • Explain aloud, without notes, the RBI Act and Banking Regulation Act provisions on bank licensing, CRR/SLR obligations, and RBI inspection powers

  • Distinguish scheduled vs non-scheduled banks, commercial vs cooperative banks, and payments banks vs small finance banks in a comparison table

  • Trace the NPA-recognition and resolution chain from SMA classification through SARSAESI, DRT, and IBC timelines

  • Work through 40 professional-knowledge MCQs on credit, priority-sector lending, and financial inclusion schemes and record the reasoning for each error

  • Summarise five flagship government financial-inclusion and social-security schemes with eligibility and benefit amounts

Your checkpoint

A two-page comparison-and-timeline sheet on bank types, NPA resolution, and financial-inclusion schemes, self-tested with 20 recall questions

Week 3

Quantitative Aptitude & Reasoning and Computer Aptitude

  • Drill simplification and approximation to a 40-question set in 20 minutes with at least 90% accuracy

  • Master percentage, ratio, and average shortcuts by solving 50 mixed questions and writing the shortcut used beside each

  • Learn the standard puzzle types (floor, box, month, day, circular and linear seating) and solve 15 puzzles untimed before timing them

  • Build a syllogism and inequality accuracy sheet reaching 95% on 60 questions

  • Set up a personal error log that records question type, cause of error, and the corrected method

Your checkpoint

A completed error log with at least 50 entries tagged by topic and cause, plus a timed 20-minute simplification score above 90%

Week 4

Quantitative Aptitude & Reasoning and Computer Aptitude

  • Solve data-interpretation sets (tabular, bar, line, pie, caselet) at two minutes per set with at least 80% accuracy

  • Complete 20 seating-arrangement and 20 blood-relation and direction-sense questions under a 25-minute clock

  • Cover time-speed-distance, time-and-work, and pipes-and-cisterns with 45 questions, noting formula-to-question mapping

  • Practise coding-decoding, alphanumeric series, and order-ranking until each type clears 90% accuracy

  • Take one 35-minute sectional mock in Reasoning and one in Quantitative Aptitude and analyse both fully

Your checkpoint

Two sectional mock scorecards with a written analysis listing the top three weak question types and a fix for each

Week 5

English Language & Reasoning and Computer Aptitude

  • Read one editorial daily and extract 10 words with meaning, usage, and a synonym-antonym set, reaching 50 words by week's end

  • Complete 60 reading-comprehension questions with a strategy of locating the main idea before the options

  • Drill error-spotting, sentence improvement, and cloze tests to 85% accuracy across 80 questions

  • Learn computer-aptitude fundamentals: number systems, logic gates, memory units, and basic MS Office and internet terminology

  • Practise para-jumbles and sentence-rearrangement using connector and pronoun cues on 30 questions

Your checkpoint

A 50-word vocabulary log with usage sentences plus a computer-aptitude one-pager covering number systems, logic gates, and shortcut keys

Week 6

Professional Knowledge (Banking and Finance) & General Awareness and Banking Awareness

  • Master capital-market and SEBI basics, mutual funds, insurance, and pension products with a one-line definition for each

  • Cover NBFCs, microfinance, digital payments (UPI, NEFT, RTGS, IMPS, cards), and CBDC at a conceptual level

  • Revise Basel III capital ratios, liquidity-coverage and leverage ratios, and provisioning norms until recall is automatic

  • Take a 50-question professional-knowledge mock and push the score above 70%

  • Update the current-affairs log for the past two weeks, focusing on RBI circulars and budget and economic-survey items

Your checkpoint

A professional-knowledge mock score above 70% with every missed question corrected and cross-referenced in the glossary

Week 7

Reasoning and Computer Aptitude & Quantitative Aptitude

  • Take two full-length mock tests under exam conditions and record sectional timing and accuracy

  • Reduce total time per reasoning puzzle to under five minutes while holding 80% accuracy

  • Target 85% accuracy in arithmetic and 80% in data interpretation across two timed sets of 30 questions each

  • Rebuild the error log by re-solving every previously missed question without notes

  • Finalise a sectional time-allocation strategy for exam day and rehearse it in one mock

Your checkpoint

Two full-length mock scorecards with a written time-allocation plan and a cleared backlog of all logged errors

Week 8

General Awareness and Banking Awareness & English Language & Professional Knowledge (Banking and Finance)

  • Revise the full banking glossary and current-affairs log in three spaced passes over the week

  • Take two final full-length mocks and keep the professional-knowledge and general-awareness sections above 75%

  • Rehearse 30 high-frequency essay and letter formats for the descriptive paper, writing at least two full answers under time

  • Recheck all static facts (rates, governors, scheme amounts, Basel ratios) against the latest official sources and correct the notes

  • Consolidate a one-page pre-exam cheat sheet of formulas, rates, and scheme figures for final revision

Your checkpoint

A one-page cheat sheet of verified rates, formulas, and scheme figures plus two graded descriptive-writing samples

Milestones